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<!--Date of creation: 05/17/2021-->
<!--Software architectural design and coding: Dipendra K. Singh-->
<!--Copyright (c) 2021 I-NET Business Solutions, Inc. All Rights Reserved.-->
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount" xlink:label="us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount" xlink:to="us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount_lbl_9f2120" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount_lbl_9f2120" xml:lang="en-US">Equity securities, at fair value (cost of $32,651,343 at March 31, 2021 and $32,571,166 at December 31, 2020)</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherInvestments" xlink:label="us-gaap_OtherInvestments" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherInvestments" xlink:to="us-gaap_OtherInvestments_lbl_eb78fa" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherInvestments_lbl_eb78fa" xml:lang="en-US">Other investments</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Investments" xlink:to="us-gaap_Investments_lbl_921e5f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Investments_lbl_921e5f" xml:lang="en-US">Total investments</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Investments" xlink:label="us-gaap_Investments" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Investments" xlink:to="us-gaap_Investments_lbl_7" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Investments_lbl_7" xml:lang="en-US">[Investments]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl_e4593b" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl_e4593b" xml:lang="en-US">Cash and cash equivalents</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PremiumsReceivableAtCarryingValue" xlink:label="us-gaap_PremiumsReceivableAtCarryingValue" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PremiumsReceivableAtCarryingValue" xlink:to="us-gaap_PremiumsReceivableAtCarryingValue_lbl_807b6d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PremiumsReceivableAtCarryingValue_lbl_807b6d" xml:lang="en-US">Premiums receivable, net</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReinsuranceRecoverables" xlink:label="us-gaap_ReinsuranceRecoverables" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReinsuranceRecoverables" xlink:to="us-gaap_ReinsuranceRecoverables_lbl_014229" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ReinsuranceRecoverables_lbl_014229" xml:lang="en-US">Reinsurance receivables, net</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCosts" xlink:label="us-gaap_DeferredPolicyAcquisitionCosts" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredPolicyAcquisitionCosts" xlink:to="us-gaap_DeferredPolicyAcquisitionCosts_lbl_8a6ea9" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredPolicyAcquisitionCosts_lbl_8a6ea9" xml:lang="en-US">Deferred policy acquisition costs</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:label="us-gaap_IntangibleAssetsNetExcludingGoodwill" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:to="us-gaap_IntangibleAssetsNetExcludingGoodwill_lbl_e5cb8f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IntangibleAssetsNetExcludingGoodwill_lbl_e5cb8f" xml:lang="en-US">Intangible assets</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="us-gaap_PropertyPlantAndEquipmentNet" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentNet" xlink:to="us-gaap_PropertyPlantAndEquipmentNet_lbl_08dc3a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl_08dc3a" xml:lang="en-US">Property and equipment, net</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherAssets" xlink:label="us-gaap_OtherAssets" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherAssets" xlink:to="us-gaap_OtherAssets_lbl_ae1cdf" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherAssets_lbl_ae1cdf" xml:lang="en-US">Other assets</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Assets" xlink:to="us-gaap_Assets_lbl_ae3c3e" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Assets_lbl_ae3c3e" xml:lang="en-US">Total assets</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Assets" xlink:label="us-gaap_Assets" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Assets" xlink:to="us-gaap_Assets_lbl_15" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Assets_lbl_15" xml:lang="en-US">[Assets]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="us-gaap_LiabilitiesAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAbstract" xlink:to="us-gaap_LiabilitiesAbstract_lbl_22e659" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilitiesAbstract_lbl_22e659" xml:lang="en-US">Liabilities</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense" xlink:label="us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense" xlink:to="us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense_lbl_5cf8f1" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense_lbl_5cf8f1" xml:lang="en-US">Loss and loss adjustment expense reserves</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnearnedPremiums" xlink:label="us-gaap_UnearnedPremiums" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UnearnedPremiums" xlink:to="us-gaap_UnearnedPremiums_lbl_e8930a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_UnearnedPremiums_lbl_e8930a" xml:lang="en-US">Unearned premiums</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AdvancePremiums" xlink:label="kins_AdvancePremiums" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AdvancePremiums" xlink:to="kins_AdvancePremiums_lbl_606b94" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AdvancePremiums_lbl_606b94" xml:lang="en-US">Advance premiums</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReinsurancePayable" xlink:label="us-gaap_ReinsurancePayable" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReinsurancePayable" xlink:to="us-gaap_ReinsurancePayable_lbl_8f1f14" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ReinsurancePayable_lbl_8f1f14" xml:lang="en-US">Reinsurance balances payable</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredRevenue" xlink:label="us-gaap_DeferredRevenue" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredRevenue" xlink:to="us-gaap_DeferredRevenue_lbl_051be2" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredRevenue_lbl_051be2" xml:lang="en-US">Deferred ceding commission revenue</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xlink:label="us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xlink:to="us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent_lbl_2f3a0f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent_lbl_2f3a0f" xml:lang="en-US">Accounts payable, accrued expenses and other liabilities</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_DeferredIncomeTaxesNet" xlink:label="kins_DeferredIncomeTaxesNet" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_DeferredIncomeTaxesNet" xlink:to="kins_DeferredIncomeTaxesNet_lbl_b3f953" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_DeferredIncomeTaxesNet_lbl_b3f953" xml:lang="en-US">Deferred income taxes, net</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebt" xlink:label="us-gaap_LongTermDebt" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebt" xlink:to="us-gaap_LongTermDebt_lbl_acb19c" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LongTermDebt_lbl_acb19c" xml:lang="en-US">Long-term debt, net</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Liabilities" xlink:to="us-gaap_Liabilities_lbl_ec1ece" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Liabilities_lbl_ec1ece" xml:lang="en-US">Total liabilities</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Liabilities" xlink:label="us-gaap_Liabilities" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Liabilities" xlink:to="us-gaap_Liabilities_lbl_25" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Liabilities_lbl_25" xml:lang="en-US">[Liabilities]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsAndContingencies" xlink:label="us-gaap_CommitmentsAndContingencies" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommitmentsAndContingencies" xlink:to="us-gaap_CommitmentsAndContingencies_lbl_32f057" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommitmentsAndContingencies_lbl_32f057" xml:lang="en-US">Commitments and Contingencies (Note 11)</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquityAbstract" xlink:to="us-gaap_StockholdersEquityAbstract_lbl_ae347a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_StockholdersEquityAbstract_lbl_ae347a" xml:lang="en-US">Stockholders' Equity</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="us-gaap_StockholdersEquityAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquityAbstract" xlink:to="us-gaap_StockholdersEquityAbstract_lbl_27" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockholdersEquityAbstract_lbl_27" xml:lang="en-US">Stockholders' Equity Attributable to Parent [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="us-gaap_PreferredStockValue" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockValue" xlink:to="us-gaap_PreferredStockValue_lbl_aaa943" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockValue_lbl_aaa943" xml:lang="en-US">Preferred stock, $.01 par value; authorized 2,500,000 shares</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockValue" xlink:label="us-gaap_CommonStockValue" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockValue" xlink:to="us-gaap_CommonStockValue_lbl_2d9f0c" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockValue_lbl_2d9f0c" xml:lang="en-US">Common stock, $.01 par value; authorized 20,000,000 shares; issued 11,935,321 shares at March 31, 2021 and 11,871,307 at December 31, 2020; outstanding 10,672,794 shares at March 31, 2021 and 10,616,815 shares at December 31, 2020</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdditionalPaidInCapitalCommonStock" xlink:label="us-gaap_AdditionalPaidInCapitalCommonStock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdditionalPaidInCapitalCommonStock" xlink:to="us-gaap_AdditionalPaidInCapitalCommonStock_lbl_628583" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdditionalPaidInCapitalCommonStock_lbl_628583" xml:lang="en-US">Capital in excess of par</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_lbl_5d8075" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_lbl_5d8075" xml:lang="en-US">Accumulated other comprehensive income</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="us-gaap_RetainedEarningsAccumulatedDeficit" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RetainedEarningsAccumulatedDeficit" xlink:to="us-gaap_RetainedEarningsAccumulatedDeficit_lbl_d396b0" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RetainedEarningsAccumulatedDeficit_lbl_d396b0" xml:lang="en-US">Retained earnings</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_Equity" xlink:to="kins_Equity_lbl_7331f6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="kins_Equity_lbl_7331f6" xml:lang="en-US">Equity</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_Equity" xlink:label="kins_Equity" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_Equity" xlink:to="kins_Equity_lbl_33" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_Equity_lbl_33" xml:lang="en-US">[Equity]</link:label>
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    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockholdersEquityBeforeTreasuryStock_lbl_49b457" xml:lang="en-US">Treasury stock, at cost, 1,262,527 shares at March 31, 2021 and 1,254,492 shares at December 31, 2020</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquity" xlink:to="us-gaap_StockholdersEquity_lbl_791ae5" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_StockholdersEquity_lbl_791ae5" xml:lang="en-US">Total stockholders' equity</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="us-gaap_StockholdersEquity" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquity" xlink:to="us-gaap_StockholdersEquity_lbl_35" xlink:type="arc" />
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="us-gaap_LiabilitiesAndStockholdersEquity_lbl_3712c8" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity_lbl_3712c8" xml:lang="en-US">Total liabilities and stockholders' equity</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="us-gaap_LiabilitiesAndStockholdersEquity_lbl_36" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity_lbl_36" xml:lang="en-US">[Liabilities and Equity]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="us-gaap_HeldToMaturitySecuritiesFairValue" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesFairValue" xlink:to="us-gaap_HeldToMaturitySecuritiesFairValue_lbl_dd7516" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecuritiesFairValue_lbl_dd7516" xml:lang="en-US">Fixed-maturity securities, held-to-maturity, fair value</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_lbl_a887b9" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_lbl_a887b9" xml:lang="en-US">Fixed-maturity securities, available-for-sale, amortized cost</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_EquitySecuritiesAvailableForSaleCost" xlink:label="kins_EquitySecuritiesAvailableForSaleCost" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_EquitySecuritiesAvailableForSaleCost" xlink:to="kins_EquitySecuritiesAvailableForSaleCost_lbl_3b0359" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_EquitySecuritiesAvailableForSaleCost_lbl_3b0359" xml:lang="en-US">Equity securities, available-for-sale, cost</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquityAbstract" xlink:to="us-gaap_StockholdersEquityAbstract_lbl_19bd36" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockholdersEquityAbstract_lbl_19bd36" xml:lang="en-US">Stockholders' Equity</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:label="us-gaap_PreferredStockParOrStatedValuePerShare" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockParOrStatedValuePerShare" xlink:to="us-gaap_PreferredStockParOrStatedValuePerShare_lbl_d63ba2" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockParOrStatedValuePerShare_lbl_d63ba2" xml:lang="en-US">Preferred stock, par value</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="us-gaap_PreferredStockSharesAuthorized" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockSharesAuthorized" xlink:to="us-gaap_PreferredStockSharesAuthorized_lbl_3625fd" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockSharesAuthorized_lbl_3625fd" xml:lang="en-US">Preferred stock, authorized shares</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="us-gaap_CommonStockParOrStatedValuePerShare" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockParOrStatedValuePerShare" xlink:to="us-gaap_CommonStockParOrStatedValuePerShare_lbl_e637d5" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockParOrStatedValuePerShare_lbl_e637d5" xml:lang="en-US">Common stock, par value</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="us-gaap_CommonStockSharesAuthorized" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesAuthorized" xlink:to="us-gaap_CommonStockSharesAuthorized_lbl_42635b" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockSharesAuthorized_lbl_42635b" xml:lang="en-US">Common stock, authorized shares</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="us-gaap_CommonStockSharesIssued" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesIssued" xlink:to="us-gaap_CommonStockSharesIssued_lbl_17658f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockSharesIssued_lbl_17658f" xml:lang="en-US">Common stock, issued shares</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="us-gaap_CommonStockSharesOutstanding" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesOutstanding" xlink:to="us-gaap_CommonStockSharesOutstanding_lbl_a7429a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockSharesOutstanding_lbl_a7429a" xml:lang="en-US">Common stock, outstanding shares</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="us-gaap_TreasuryStockShares" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockShares" xlink:to="us-gaap_TreasuryStockShares_lbl_7ad1d5" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TreasuryStockShares_lbl_7ad1d5" xml:lang="en-US">Treasury stock, shares</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="us-gaap_IncomeStatementAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeStatementAbstract" xlink:to="us-gaap_IncomeStatementAbstract_lbl_aeae2a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeStatementAbstract_lbl_aeae2a" xml:lang="en-US">Condensed Consolidated Statements of Operations and Comprehensive Loss (Unaudited)</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RevenuesAbstract" xlink:label="us-gaap_RevenuesAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RevenuesAbstract" xlink:to="us-gaap_RevenuesAbstract_lbl_6d90df" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RevenuesAbstract_lbl_6d90df" xml:lang="en-US">Revenues</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PremiumsEarnedNet" xlink:label="us-gaap_PremiumsEarnedNet" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PremiumsEarnedNet" xlink:to="us-gaap_PremiumsEarnedNet_lbl_12216e" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PremiumsEarnedNet_lbl_12216e" xml:lang="en-US">Net premiums earned</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BrokerageCommissionsRevenue" xlink:label="us-gaap_BrokerageCommissionsRevenue" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BrokerageCommissionsRevenue" xlink:to="us-gaap_BrokerageCommissionsRevenue_lbl_f266b7" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BrokerageCommissionsRevenue_lbl_f266b7" xml:lang="en-US">Ceding commission revenue</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetInvestmentIncome" xlink:label="us-gaap_NetInvestmentIncome" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetInvestmentIncome" xlink:to="us-gaap_NetInvestmentIncome_lbl_c6b262" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetInvestmentIncome_lbl_c6b262" xml:lang="en-US">Net investment income</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealizedInvestmentGainsLosses" xlink:label="us-gaap_RealizedInvestmentGainsLosses" />
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    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RealizedInvestmentGainsLosses_lbl_02baa8" xml:lang="en-US">Net gains (losses) on investments</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIncome" xlink:label="us-gaap_OtherIncome" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherIncome" xlink:to="us-gaap_OtherIncome_lbl_7cff3d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherIncome_lbl_7cff3d" xml:lang="en-US">Other income</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Revenues" xlink:to="us-gaap_Revenues_lbl_f0b8c4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Revenues_lbl_f0b8c4" xml:lang="en-US">Total revenues</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Revenues" xlink:label="us-gaap_Revenues" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Revenues" xlink:to="us-gaap_Revenues_lbl_8" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Revenues_lbl_8" xml:lang="en-US">[Revenues]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherNonoperatingIncomeExpenseAbstract" xlink:label="us-gaap_OtherNonoperatingIncomeExpenseAbstract" />
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    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherNonoperatingIncomeExpenseAbstract_lbl_1e9381" xml:lang="en-US">Expenses</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_LossAndLossAdjustmentExpenses" xlink:label="kins_LossAndLossAdjustmentExpenses" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_LossAndLossAdjustmentExpenses" xlink:to="kins_LossAndLossAdjustmentExpenses_lbl_a583cc" xlink:type="arc" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoninterestExpenseCommissionExpense" xlink:label="us-gaap_NoninterestExpenseCommissionExpense" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestExpenseCommissionExpense" xlink:to="us-gaap_NoninterestExpenseCommissionExpense_lbl_fcc219" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestExpenseCommissionExpense_lbl_fcc219" xml:lang="en-US">Commission expense</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherUnderwritingExpense" xlink:label="us-gaap_OtherUnderwritingExpense" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherUnderwritingExpense" xlink:to="us-gaap_OtherUnderwritingExpense_lbl_5c44c5" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherUnderwritingExpense_lbl_5c44c5" xml:lang="en-US">Other underwriting expenses</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="us-gaap_OtherCostAndExpenseOperating" />
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    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherCostAndExpenseOperating_lbl_c668dd" xml:lang="en-US">Other operating expenses</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepreciationAndAmortization" xlink:label="us-gaap_DepreciationAndAmortization" />
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    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepreciationAndAmortization_lbl_514049" xml:lang="en-US">Depreciation and amortization</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpense" xlink:to="us-gaap_InterestExpense_lbl_44d8e0" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpense_lbl_44d8e0" xml:lang="en-US">Interest expense</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingExpenses" xlink:to="us-gaap_OperatingExpenses_lbl_acbc33" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OperatingExpenses_lbl_acbc33" xml:lang="en-US">Total expenses</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingExpenses" xlink:label="us-gaap_OperatingExpenses" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingExpenses" xlink:to="us-gaap_OperatingExpenses_lbl_16" xlink:type="arc" />
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    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl_ea42aa" xml:lang="en-US">Income tax benefit</link:label>
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    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetIncomeLoss_lbl_676772" xml:lang="en-US">Net loss</link:label>
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    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsNetOfTax_lbl_511895" xml:lang="en-US">Reclassification adjustment for gains included in net loss</link:label>
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    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_UnrealizedGainLossOnInvestments_lbl_f26e2a" xml:lang="en-US">Net change in unrealized losses</link:label>
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    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax_lbl_e7d753" xml:lang="en-US">Other comprehensive loss, net of tax</link:label>
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    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax_lbl_25" xml:lang="en-US">[Comprehensive Income (Loss), Net of Tax, Attributable to Parent]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ComprehensiveIncome" xlink:label="kins_ComprehensiveIncome" />
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    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareAbstract_lbl_a515f0" xml:lang="en-US">Loss per common share:</link:label>
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    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareBasic_lbl_8800f8" xml:lang="en-US">Basic</link:label>
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    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareDiluted_lbl_ce22c7" xml:lang="en-US">Diluted</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:to="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl_c7ec41" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl_c7ec41" xml:lang="en-US">Basic</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:to="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl_31" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl_31" xml:lang="en-US">[Weighted Average Number of Shares Outstanding, Basic]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl_5857bd" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl_5857bd" xml:lang="en-US">Diluted</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharesIssued" xlink:to="us-gaap_SharesIssued_lbl_2" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharesIssued_lbl_2" xml:lang="en-US">[Shares, Issued]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquity" xlink:to="us-gaap_StockholdersEquity_lbl_56c75d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_StockholdersEquity_lbl_56c75d" xml:lang="en-US">Balance, amount</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_StockBasedCompensations" xlink:label="kins_StockBasedCompensations" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_StockBasedCompensations" xlink:to="kins_StockBasedCompensations_lbl_3ed346" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_StockBasedCompensations_lbl_3ed346" xml:lang="en-US">Stock-based compensation</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_lbl_2ee64d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_lbl_2ee64d" xml:lang="en-US">Vesting of restricted stock awards, shares</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_lbl_c3deff" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_lbl_c3deff" xml:lang="en-US">Vesting of restricted stock awards, amount</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_SharesDeductedFromRestrictedStockAwardsForPaymentOfWithholdingTaxesShares" xlink:label="kins_SharesDeductedFromRestrictedStockAwardsForPaymentOfWithholdingTaxesShares" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_SharesDeductedFromRestrictedStockAwardsForPaymentOfWithholdingTaxesShares" xlink:to="kins_SharesDeductedFromRestrictedStockAwardsForPaymentOfWithholdingTaxesShares_lbl_361114" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_SharesDeductedFromRestrictedStockAwardsForPaymentOfWithholdingTaxesShares_lbl_361114" xml:lang="en-US">Shares deducted from restricted stock awards for payment of withholding taxes, shares</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_SharesDeductedFromRestrictedStockAwardsForPaymentOfWithholdingTaxesAmount" xlink:label="kins_SharesDeductedFromRestrictedStockAwardsForPaymentOfWithholdingTaxesAmount" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_SharesDeductedFromRestrictedStockAwardsForPaymentOfWithholdingTaxesAmount" xlink:to="kins_SharesDeductedFromRestrictedStockAwardsForPaymentOfWithholdingTaxesAmount_lbl_6ea709" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_SharesDeductedFromRestrictedStockAwardsForPaymentOfWithholdingTaxesAmount_lbl_6ea709" xml:lang="en-US">Shares deducted from restricted stock awards for payment of withholding taxes, amount</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockSharesAcquired" xlink:label="us-gaap_TreasuryStockSharesAcquired" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockSharesAcquired" xlink:to="us-gaap_TreasuryStockSharesAcquired_lbl_2576ea" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TreasuryStockSharesAcquired_lbl_2576ea" xml:lang="en-US">Acquisition of treasury stock, shares</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockValueAcquiredParValueMethod" xlink:label="us-gaap_TreasuryStockValueAcquiredParValueMethod" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockValueAcquiredParValueMethod" xlink:to="us-gaap_TreasuryStockValueAcquiredParValueMethod_lbl_4c06b0" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TreasuryStockValueAcquiredParValueMethod_lbl_4c06b0" xml:lang="en-US">Acquisition of treasury stock, amount</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Dividends" xlink:label="us-gaap_Dividends" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Dividends" xlink:to="us-gaap_Dividends_lbl_6c99a7" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Dividends_lbl_6c99a7" xml:lang="en-US">Dividends</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss_lbl_0b2f75" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_NetIncomeLoss_lbl_0b2f75" xml:lang="en-US">Net loss</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ChangeInUnrealizedGainsOnAvailableForSaleSecuritiesNetOfTax" xlink:label="kins_ChangeInUnrealizedGainsOnAvailableForSaleSecuritiesNetOfTax" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ChangeInUnrealizedGainsOnAvailableForSaleSecuritiesNetOfTax" xlink:to="kins_ChangeInUnrealizedGainsOnAvailableForSaleSecuritiesNetOfTax_lbl_5e7acf" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ChangeInUnrealizedGainsOnAvailableForSaleSecuritiesNetOfTax_lbl_5e7acf" xml:lang="en-US">Change in unrealized gains on available- for-sale securities, net of tax</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharesIssued" xlink:to="us-gaap_SharesIssued_lbl_b2f53a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_SharesIssued_lbl_b2f53a" xml:lang="en-US">Balance, shares</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquity" xlink:to="us-gaap_StockholdersEquity_lbl_e12f0d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_StockholdersEquity_lbl_e12f0d" xml:lang="en-US">Balance, amount</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="us-gaap_StatementOfCashFlowsAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementOfCashFlowsAbstract" xlink:to="us-gaap_StatementOfCashFlowsAbstract_lbl_012c8d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementOfCashFlowsAbstract_lbl_012c8d" xml:lang="en-US">Condensed Consolidated Statements of Cash Flows (Unaudited)</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl_39e663" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl_39e663" xml:lang="en-US">Cash flows from operating activities:</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss_lbl_fa982e" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NetIncomeLoss_lbl_fa982e" xml:lang="en-US">Net loss</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl_1da4c8" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl_1da4c8" xml:lang="en-US">Adjustments to reconcile net loss to net cash flows provided by (used in) operating activities:</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnSaleOfInvestments" xlink:label="us-gaap_GainLossOnSaleOfInvestments" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSaleOfInvestments" xlink:to="us-gaap_GainLossOnSaleOfInvestments_lbl_34739d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnSaleOfInvestments_lbl_34739d" xml:lang="en-US">Net gains on sale of investments</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_NetUnrealizedLossesGainsOfEquityInvestments" xlink:label="kins_NetUnrealizedLossesGainsOfEquityInvestments" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_NetUnrealizedLossesGainsOfEquityInvestments" xlink:to="kins_NetUnrealizedLossesGainsOfEquityInvestments_lbl_0c2c68" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_NetUnrealizedLossesGainsOfEquityInvestments_lbl_0c2c68" xml:lang="en-US">Net unrealized (gains) losses on equity investments</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_NetUnrealizedGainsOfOtherInvestments" xlink:label="kins_NetUnrealizedGainsOfOtherInvestments" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_NetUnrealizedGainsOfOtherInvestments" xlink:to="kins_NetUnrealizedGainsOfOtherInvestments_lbl_99236c" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_NetUnrealizedGainsOfOtherInvestments_lbl_99236c" xml:lang="en-US">Net unrealized gains of other investments</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepreciationAndAmortization" xlink:to="us-gaap_DepreciationAndAmortization_lbl_516dd4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DepreciationAndAmortization_lbl_516dd4" xml:lang="en-US">Depreciation and amortization</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_BadDebts" xlink:label="kins_BadDebts" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_BadDebts" xlink:to="kins_BadDebts_lbl_7ea8e1" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_BadDebts_lbl_7ea8e1" xml:lang="en-US">Bad debts</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AmortizationOfDebtDiscountPremium" xlink:label="us-gaap_AmortizationOfDebtDiscountPremium" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AmortizationOfDebtDiscountPremium" xlink:to="us-gaap_AmortizationOfDebtDiscountPremium_lbl_6a40ab" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AmortizationOfDebtDiscountPremium_lbl_6a40ab" xml:lang="en-US">Amortization of bond premium, net</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AmortizationOfFinancingCostsAndDiscounts" xlink:label="us-gaap_AmortizationOfFinancingCostsAndDiscounts" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AmortizationOfFinancingCostsAndDiscounts" xlink:to="us-gaap_AmortizationOfFinancingCostsAndDiscounts_lbl_a70cda" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AmortizationOfFinancingCostsAndDiscounts_lbl_a70cda" xml:lang="en-US">Amortization of discount and issuance costs on long-term debt</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensation" xlink:to="us-gaap_ShareBasedCompensation_lbl_4a17fe" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ShareBasedCompensation_lbl_4a17fe" xml:lang="en-US">Stock-based compensation</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="us-gaap_ShareBasedCompensation" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensation" xlink:to="us-gaap_ShareBasedCompensation_lbl_12" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensation_lbl_12" xml:lang="en-US">[Share-based Payment Arrangement, Noncash Expense]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl_9a9b27" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl_9a9b27" xml:lang="en-US">Deferred income tax (benefit) expense</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingAssetsAbstract" xlink:label="us-gaap_IncreaseDecreaseInOperatingAssetsAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOperatingAssetsAbstract" xlink:to="us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_lbl_f12889" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_lbl_f12889" xml:lang="en-US">(Increase) decrease in operating assets:</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInPremiumsReceivable" xlink:to="us-gaap_IncreaseDecreaseInPremiumsReceivable_lbl_93f75c" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncreaseDecreaseInPremiumsReceivable_lbl_93f75c" xml:lang="en-US">Premiums receivable, net</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInPremiumsReceivable" xlink:label="us-gaap_IncreaseDecreaseInPremiumsReceivable" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInPremiumsReceivable" xlink:to="us-gaap_IncreaseDecreaseInPremiumsReceivable_lbl_15" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInPremiumsReceivable_lbl_15" xml:lang="en-US">[Increase (Decrease) in Premiums Receivable]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInReinsuranceRecoverable" xlink:to="us-gaap_IncreaseDecreaseInReinsuranceRecoverable_lbl_4c4750" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncreaseDecreaseInReinsuranceRecoverable_lbl_4c4750" xml:lang="en-US">Reinsurance receivables, net</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInReinsuranceRecoverable" xlink:label="us-gaap_IncreaseDecreaseInReinsuranceRecoverable" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInReinsuranceRecoverable" xlink:to="us-gaap_IncreaseDecreaseInReinsuranceRecoverable_lbl_16" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInReinsuranceRecoverable_lbl_16" xml:lang="en-US">[Increase (Decrease) in Reinsurance Recoverable]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xlink:to="us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_lbl_47c609" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_lbl_47c609" xml:lang="en-US">Deferred policy acquisition costs</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xlink:label="us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xlink:to="us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_lbl_17" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_lbl_17" xml:lang="en-US">[Increase (Decrease) in Deferred Policy Acquisition Costs]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl_0cdf13" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl_0cdf13" xml:lang="en-US">Other assets</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl_18" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl_18" xml:lang="en-US">[Increase (Decrease) in Other Operating Assets]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:label="us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:to="us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract_lbl_d57e83" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract_lbl_d57e83" xml:lang="en-US">Increase (decrease) in operating liabilities:</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInFuturePolicyBenefitReserves" xlink:to="us-gaap_IncreaseDecreaseInFuturePolicyBenefitReserves_lbl_e4d974" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncreaseDecreaseInFuturePolicyBenefitReserves_lbl_e4d974" xml:lang="en-US">Loss and loss adjustment expense reserves</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInFuturePolicyBenefitReserves" xlink:label="us-gaap_IncreaseDecreaseInFuturePolicyBenefitReserves" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInFuturePolicyBenefitReserves" xlink:to="us-gaap_IncreaseDecreaseInFuturePolicyBenefitReserves_lbl_20" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInFuturePolicyBenefitReserves_lbl_20" xml:lang="en-US">[Increase (Decrease) in Future Policy Benefit Reserves]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInUnearnedPremiums" xlink:to="us-gaap_IncreaseDecreaseInUnearnedPremiums_lbl_0b2c8c" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncreaseDecreaseInUnearnedPremiums_lbl_0b2c8c" xml:lang="en-US">Unearned premiums</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInUnearnedPremiums" xlink:label="us-gaap_IncreaseDecreaseInUnearnedPremiums" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInUnearnedPremiums" xlink:to="us-gaap_IncreaseDecreaseInUnearnedPremiums_lbl_21" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInUnearnedPremiums_lbl_21" xml:lang="en-US">[Increase (Decrease) in Unearned Premiums]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_IncreseDecreseInAdvancePremiums" xlink:to="kins_IncreseDecreseInAdvancePremiums_lbl_7891a6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_IncreseDecreseInAdvancePremiums_lbl_7891a6" xml:lang="en-US">Advance premiums</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_IncreseDecreseInAdvancePremiums" xlink:label="kins_IncreseDecreseInAdvancePremiums" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_IncreseDecreseInAdvancePremiums" xlink:to="kins_IncreseDecreseInAdvancePremiums_lbl_22" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_IncreseDecreseInAdvancePremiums_lbl_22" xml:lang="en-US">[Advance premiums]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInReinsurancePayables" xlink:to="us-gaap_IncreaseDecreaseInReinsurancePayables_lbl_330152" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncreaseDecreaseInReinsurancePayables_lbl_330152" xml:lang="en-US">Reinsurance balances payable</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInReinsurancePayables" xlink:label="us-gaap_IncreaseDecreaseInReinsurancePayables" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInReinsurancePayables" xlink:to="us-gaap_IncreaseDecreaseInReinsurancePayables_lbl_23" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInReinsurancePayables_lbl_23" xml:lang="en-US">[Increase (Decrease) in Reinsurance Payables]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInDeferredRevenue" xlink:to="us-gaap_IncreaseDecreaseInDeferredRevenue_lbl_348cd4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncreaseDecreaseInDeferredRevenue_lbl_348cd4" xml:lang="en-US">Deferred ceding commission revenue</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredRevenue" xlink:label="us-gaap_IncreaseDecreaseInDeferredRevenue" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInDeferredRevenue" xlink:to="us-gaap_IncreaseDecreaseInDeferredRevenue_lbl_24" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInDeferredRevenue_lbl_24" xml:lang="en-US">[Increase (Decrease) in Deferred Revenue]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:to="us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_lbl_d2ce30" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_lbl_d2ce30" xml:lang="en-US">Accounts payable, accrued expenses and other liabilities</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:label="us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:to="us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_lbl_25" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_lbl_25" xml:lang="en-US">[Increase (Decrease) in Accounts Payable and Accrued Liabilities]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl_06d1d6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl_06d1d6" xml:lang="en-US">Net cash flows provided by (used in) operating activities</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl_26" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl_26" xml:lang="en-US">[Net Cash Provided by (Used in) Operating Activities]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl_815094" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl_815094" xml:lang="en-US">Cash flows from investing activities:</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:to="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl_66a80e" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl_66a80e" xml:lang="en-US">Purchase - fixed-maturity securities held-to-maturity</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:to="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl_28" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl_28" xml:lang="en-US">[Payments to Acquire Held-to-maturity Securities]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity_lbl_b5d1b5" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity_lbl_b5d1b5" xml:lang="en-US">Purchase - fixed-maturity securities available-for-sale</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity_lbl_29" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity_lbl_29" xml:lang="en-US">[Payments to Acquire Available-for-sale Securities, Equity]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl_01a821" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl_01a821" xml:lang="en-US">Purchase - equity securities</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl_30" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl_30" xml:lang="en-US">[Payments to Acquire Debt Securities, Available-for-sale]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_PurchaseOtherInvestments" xlink:to="kins_PurchaseOtherInvestments_lbl_d1e35b" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="kins_PurchaseOtherInvestments_lbl_d1e35b" xml:lang="en-US">Purchase - other investments</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_PurchaseOtherInvestments" xlink:label="kins_PurchaseOtherInvestments" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_PurchaseOtherInvestments" xlink:to="kins_PurchaseOtherInvestments_lbl_31" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_PurchaseOtherInvestments_lbl_31" xml:lang="en-US">[Purchase - other investments]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:label="us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:to="us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_lbl_4227f1" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_lbl_4227f1" xml:lang="en-US">Sale or maturity - fixed-maturity securities available-for-sale</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity" xlink:to="us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity_lbl_f16efc" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity_lbl_f16efc" xml:lang="en-US">Sale - equity securities</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl_a0331c" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl_a0331c" xml:lang="en-US">Acquisition of property and equipment</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl_34" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl_34" xml:lang="en-US">[Payments to Acquire Property, Plant, and Equipment]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl_cfa010" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl_cfa010" xml:lang="en-US">Net cash flows provided by investing activities</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl_35" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl_35" xml:lang="en-US">[Net Cash Provided by (Used in) Investing Activities]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl_c282dd" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl_c282dd" xml:lang="en-US">Cash flows from financing activities:</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_WithholdingTaxesPaidOnVestedRetrictedStockAwards" xlink:label="kins_WithholdingTaxesPaidOnVestedRetrictedStockAwards" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_WithholdingTaxesPaidOnVestedRetrictedStockAwards" xlink:to="kins_WithholdingTaxesPaidOnVestedRetrictedStockAwards_lbl_031334" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_WithholdingTaxesPaidOnVestedRetrictedStockAwards_lbl_031334" xml:lang="en-US">Withholding taxes paid on vested retricted stock awards</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:to="us-gaap_PaymentsForRepurchaseOfCommonStock_lbl_dc3043" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForRepurchaseOfCommonStock_lbl_dc3043" xml:lang="en-US">Purchase of treasury stock</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="us-gaap_PaymentsForRepurchaseOfCommonStock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:to="us-gaap_PaymentsForRepurchaseOfCommonStock_lbl_38" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForRepurchaseOfCommonStock_lbl_38" xml:lang="en-US">[Payments for Repurchase of Common Stock]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsOfDividends" xlink:to="us-gaap_PaymentsOfDividends_lbl_49c2f7" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsOfDividends_lbl_49c2f7" xml:lang="en-US">Dividends paid</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsOfDividends" xlink:label="us-gaap_PaymentsOfDividends" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsOfDividends" xlink:to="us-gaap_PaymentsOfDividends_lbl_39" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsOfDividends_lbl_39" xml:lang="en-US">[Payments of Dividends]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl_814ffd" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl_814ffd" xml:lang="en-US">Net cash flows used in financing activities</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl_40" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl_40" xml:lang="en-US">[Net Cash Provided by (Used in) Financing Activities]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl_ee960d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl_ee960d" xml:lang="en-US">Increase (decrease) in cash and cash equivalents</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl_41" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl_41" xml:lang="en-US">[Cash and Cash Equivalents, Period Increase (Decrease)]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl_a6d3a8" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl_a6d3a8" xml:lang="en-US">Cash and cash equivalents, beginning of period</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl_f068f1" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl_f068f1" xml:lang="en-US">Cash and cash equivalents, end of period</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="us-gaap_SupplementalCashFlowInformationAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SupplementalCashFlowInformationAbstract" xlink:to="us-gaap_SupplementalCashFlowInformationAbstract_lbl_1f1cc7" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SupplementalCashFlowInformationAbstract_lbl_1f1cc7" xml:lang="en-US">Supplemental disclosures of cash flow information:</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxesPaid" xlink:label="us-gaap_IncomeTaxesPaid" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxesPaid" xlink:to="us-gaap_IncomeTaxesPaid_lbl_06f535" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxesPaid_lbl_06f535" xml:lang="en-US">Cash paid for income taxes</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestPaidNet" xlink:label="us-gaap_InterestPaidNet" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestPaidNet" xlink:to="us-gaap_InterestPaidNet_lbl_032947" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestPaidNet_lbl_032947" xml:lang="en-US">Cash paid for interest</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:label="us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:to="us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_lbl_0c2f42" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_lbl_0c2f42" xml:lang="en-US">Nature of Business</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock" xlink:label="us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock" xlink:to="us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock_lbl_2ad31d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock_lbl_2ad31d" xml:lang="en-US">1. Nature of Business</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="us-gaap_AccountingPoliciesAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccountingPoliciesAbstract" xlink:to="us-gaap_AccountingPoliciesAbstract_lbl_682fe3" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccountingPoliciesAbstract_lbl_682fe3" xml:lang="en-US">Accounting Policies</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" xlink:label="us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" xlink:to="us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_lbl_3ddfd2" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_lbl_3ddfd2" xml:lang="en-US">2. Summary of Significant Accounting Policies</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsAbstract" xlink:label="us-gaap_InvestmentsAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentsAbstract" xlink:to="us-gaap_InvestmentsAbstract_lbl_c85f27" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentsAbstract_lbl_c85f27" xml:lang="en-US">Investments</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentIncomeTextBlock" xlink:label="us-gaap_InvestmentIncomeTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentIncomeTextBlock" xlink:to="us-gaap_InvestmentIncomeTextBlock_lbl_43e54e" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentIncomeTextBlock_lbl_43e54e" xml:lang="en-US">3. Investments</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsQuantitativeInformationAbstract" xlink:label="us-gaap_FairValueInputsQuantitativeInformationAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsQuantitativeInformationAbstract" xlink:to="us-gaap_FairValueInputsQuantitativeInformationAbstract_lbl_e4f0a6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsQuantitativeInformationAbstract_lbl_e4f0a6" xml:lang="en-US">Fair Value Measurements</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="us-gaap_FairValueDisclosuresTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueDisclosuresTextBlock" xlink:to="us-gaap_FairValueDisclosuresTextBlock_lbl_77cdf4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueDisclosuresTextBlock_lbl_77cdf4" xml:lang="en-US">4. Fair Value Measurements</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ExtraordinaryAndUnusualItemsAbstract" xlink:label="us-gaap_ExtraordinaryAndUnusualItemsAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ExtraordinaryAndUnusualItemsAbstract" xlink:to="us-gaap_ExtraordinaryAndUnusualItemsAbstract_lbl_3ede4a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ExtraordinaryAndUnusualItemsAbstract_lbl_3ede4a" xml:lang="en-US">Fair Value of Financial Instruments and Real Estate</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueOfFinancialInstrumentsPolicy" xlink:label="us-gaap_FairValueOfFinancialInstrumentsPolicy" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueOfFinancialInstrumentsPolicy" xlink:to="us-gaap_FairValueOfFinancialInstrumentsPolicy_lbl_edf170" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueOfFinancialInstrumentsPolicy_lbl_edf170" xml:lang="en-US">5. Fair Value of Financial Instruments and Real Estate</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InsuranceAbstract" xlink:label="us-gaap_InsuranceAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InsuranceAbstract" xlink:to="us-gaap_InsuranceAbstract_lbl_76cfcb" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InsuranceAbstract_lbl_76cfcb" xml:lang="en-US">Property and Casualty Insurance Activity</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_PropertyAndCasualtyInsuranceActivityTextBlock" xlink:label="kins_PropertyAndCasualtyInsuranceActivityTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_PropertyAndCasualtyInsuranceActivityTextBlock" xlink:to="kins_PropertyAndCasualtyInsuranceActivityTextBlock_lbl_73440d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_PropertyAndCasualtyInsuranceActivityTextBlock_lbl_73440d" xml:lang="en-US">6. Property and Casualty Insurance Activity</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermDebtAbstract" xlink:label="us-gaap_LongTermDebtAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebtAbstract" xlink:to="us-gaap_LongTermDebtAbstract_lbl_44397a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LongTermDebtAbstract_lbl_44397a" xml:lang="en-US">Debt</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtDisclosureTextBlock" xlink:label="us-gaap_DebtDisclosureTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtDisclosureTextBlock" xlink:to="us-gaap_DebtDisclosureTextBlock_lbl_ec08c4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtDisclosureTextBlock_lbl_ec08c4" xml:lang="en-US">7. Debt</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="us-gaap_EquityAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EquityAbstract" xlink:to="us-gaap_EquityAbstract_lbl_81beeb" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EquityAbstract_lbl_81beeb" xml:lang="en-US">Stockholders' Equity</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:label="us-gaap_StockholdersEquityNoteDisclosureTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:to="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl_ac5a4a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl_ac5a4a" xml:lang="en-US">8. Stockholders' Equity</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="us-gaap_IncomeTaxDisclosureAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxDisclosureAbstract" xlink:to="us-gaap_IncomeTaxDisclosureAbstract_lbl_195a08" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxDisclosureAbstract_lbl_195a08" xml:lang="en-US">Income Taxes</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="us-gaap_IncomeTaxDisclosureTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxDisclosureTextBlock" xlink:to="us-gaap_IncomeTaxDisclosureTextBlock_lbl_50d240" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxDisclosureTextBlock_lbl_50d240" xml:lang="en-US">9. Income Taxes</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="us-gaap_EarningsPerShareTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareTextBlock" xlink:to="us-gaap_EarningsPerShareTextBlock_lbl_acdcac" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareTextBlock_lbl_acdcac" xml:lang="en-US">10. Earnings Per Common Share</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:to="us-gaap_CommitmentsAndContingenciesDisclosureAbstract_lbl_6304ff" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureAbstract_lbl_6304ff" xml:lang="en-US">Commitments and Contingencies</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:to="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_lbl_abc226" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_lbl_abc226" xml:lang="en-US">11. Commitments and Contingencies</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EmployeeBenefitsAndShareBasedCompensationAbstract" xlink:label="us-gaap_EmployeeBenefitsAndShareBasedCompensationAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EmployeeBenefitsAndShareBasedCompensationAbstract" xlink:to="us-gaap_EmployeeBenefitsAndShareBasedCompensationAbstract_lbl_f2a3e6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EmployeeBenefitsAndShareBasedCompensationAbstract_lbl_f2a3e6" xml:lang="en-US">Deferred Compensation Plan</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xlink:label="us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xlink:to="us-gaap_CompensationAndEmployeeBenefitPlansTextBlock_lbl_112e0a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CompensationAndEmployeeBenefitPlansTextBlock_lbl_112e0a" xml:lang="en-US">12. Employee Benefit Plans</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventsAbstract" xlink:label="us-gaap_SubsequentEventsAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SubsequentEventsAbstract" xlink:to="us-gaap_SubsequentEventsAbstract_lbl_ca6911" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SubsequentEventsAbstract_lbl_ca6911" xml:lang="en-US">Subsequent Events</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventsTextBlock" xlink:label="us-gaap_SubsequentEventsTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SubsequentEventsTextBlock" xlink:to="us-gaap_SubsequentEventsTextBlock_lbl_ccae9a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SubsequentEventsTextBlock_lbl_ccae9a" xml:lang="en-US">13. Subsequent Events</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UseOfEstimates" xlink:label="us-gaap_UseOfEstimates" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UseOfEstimates" xlink:to="us-gaap_UseOfEstimates_lbl_4a5d31" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_UseOfEstimates_lbl_4a5d31" xml:lang="en-US">Use of Estimates</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsolidationPolicyTextBlock" xlink:label="us-gaap_ConsolidationPolicyTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConsolidationPolicyTextBlock" xlink:to="us-gaap_ConsolidationPolicyTextBlock_lbl_17e07d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConsolidationPolicyTextBlock_lbl_17e07d" xml:lang="en-US">Principles of Consolidation</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AccountingChangesPolicyTextBlock" xlink:label="kins_AccountingChangesPolicyTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AccountingChangesPolicyTextBlock" xlink:to="kins_AccountingChangesPolicyTextBlock_lbl_3e0e15" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AccountingChangesPolicyTextBlock_lbl_3e0e15" xml:lang="en-US">Accounting changes</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:label="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:to="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl_af7985" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl_af7985" xml:lang="en-US">Accounting Pronouncements</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock" xlink:label="us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock" xlink:to="us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock_lbl_d82192" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock_lbl_d82192" xml:lang="en-US">Schedule of Available for Sale Securities</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ScheduleOfAvailableForSaleFixedMaturitySecuritiesContractualMaturityTableTextBlock" xlink:label="kins_ScheduleOfAvailableForSaleFixedMaturitySecuritiesContractualMaturityTableTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ScheduleOfAvailableForSaleFixedMaturitySecuritiesContractualMaturityTableTextBlock" xlink:to="kins_ScheduleOfAvailableForSaleFixedMaturitySecuritiesContractualMaturityTableTextBlock_lbl_2added" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ScheduleOfAvailableForSaleFixedMaturitySecuritiesContractualMaturityTableTextBlock_lbl_2added" xml:lang="en-US">Schedule of available for sale fixed maturity securities contractual maturity</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ScheduleOfEquitySecurities" xlink:label="kins_ScheduleOfEquitySecurities" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ScheduleOfEquitySecurities" xlink:to="kins_ScheduleOfEquitySecurities_lbl_d9a047" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ScheduleOfEquitySecurities_lbl_d9a047" xml:lang="en-US">Schedule of equity securities</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_OtherInvestmentsTableTextBlock" xlink:label="kins_OtherInvestmentsTableTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_OtherInvestmentsTableTextBlock" xlink:to="kins_OtherInvestmentsTableTextBlock_lbl_b02fdc" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_OtherInvestmentsTableTextBlock_lbl_b02fdc" xml:lang="en-US">Schedule of Other Investments</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ScheduleOfHeldToMaturitySecurities" xlink:label="kins_ScheduleOfHeldToMaturitySecurities" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ScheduleOfHeldToMaturitySecurities" xlink:to="kins_ScheduleOfHeldToMaturitySecurities_lbl_dbf78d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ScheduleOfHeldToMaturitySecurities_lbl_dbf78d" xml:lang="en-US">Schedule of Held to Maturity Securities</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ScheduleOfHeldToMaturitySecuritiesByContractualMaturity" xlink:label="kins_ScheduleOfHeldToMaturitySecuritiesByContractualMaturity" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ScheduleOfHeldToMaturitySecuritiesByContractualMaturity" xlink:to="kins_ScheduleOfHeldToMaturitySecuritiesByContractualMaturity_lbl_6ae6a6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ScheduleOfHeldToMaturitySecuritiesByContractualMaturity_lbl_6ae6a6" xml:lang="en-US">Schedule of Held to Maturity Securities by contractual maturity</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ScheduleOfInvestmentIncome" xlink:label="kins_ScheduleOfInvestmentIncome" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ScheduleOfInvestmentIncome" xlink:to="kins_ScheduleOfInvestmentIncome_lbl_26ddac" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ScheduleOfInvestmentIncome_lbl_26ddac" xml:lang="en-US">Schedule of Investment Income</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ScheduleOfSecuritiesWithRealizedGainsAndLossesOnInvestmentsTableTextBlock" xlink:label="kins_ScheduleOfSecuritiesWithRealizedGainsAndLossesOnInvestmentsTableTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ScheduleOfSecuritiesWithRealizedGainsAndLossesOnInvestmentsTableTextBlock" xlink:to="kins_ScheduleOfSecuritiesWithRealizedGainsAndLossesOnInvestmentsTableTextBlock_lbl_308290" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ScheduleOfSecuritiesWithRealizedGainsAndLossesOnInvestmentsTableTextBlock_lbl_308290" xml:lang="en-US">Schedule of Securities with realized gains and losses on investments</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfComprehensiveIncomeLossTableTextBlock" xlink:label="us-gaap_ScheduleOfComprehensiveIncomeLossTableTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfComprehensiveIncomeLossTableTextBlock" xlink:to="us-gaap_ScheduleOfComprehensiveIncomeLossTableTextBlock_lbl_80fa32" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfComprehensiveIncomeLossTableTextBlock_lbl_80fa32" xml:lang="en-US">Schedule of Securities with Unrealized Losses</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:label="us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:to="us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_lbl_2e1df3" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_lbl_2e1df3" xml:lang="en-US">Schedule of Fair Value Measurements</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_HedgeFundInvestmentsTableTextBlock" xlink:label="kins_HedgeFundInvestmentsTableTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_HedgeFundInvestmentsTableTextBlock" xlink:to="kins_HedgeFundInvestmentsTableTextBlock_lbl_2517f4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_HedgeFundInvestmentsTableTextBlock_lbl_2517f4" xml:lang="en-US">Schedule of Hedge Fund Investments</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ScheduleOfFairValueHierarchyOfLongtermDebtTableTextBlock" xlink:label="kins_ScheduleOfFairValueHierarchyOfLongtermDebtTableTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ScheduleOfFairValueHierarchyOfLongtermDebtTableTextBlock" xlink:to="kins_ScheduleOfFairValueHierarchyOfLongtermDebtTableTextBlock_lbl_a37e1f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ScheduleOfFairValueHierarchyOfLongtermDebtTableTextBlock_lbl_a37e1f" xml:lang="en-US">Fair value hierarchy of long-term debt</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAtFairValueAbstract" xlink:label="us-gaap_FinancialInstrumentsOwnedAtFairValueAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancialInstrumentsOwnedAtFairValueAbstract" xlink:to="us-gaap_FinancialInstrumentsOwnedAtFairValueAbstract_lbl_d87978" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancialInstrumentsOwnedAtFairValueAbstract_lbl_d87978" xml:lang="en-US">Fair Value of Financial Instruments and Real Estate (Tables)</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock" xlink:label="us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock" xlink:to="us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock_lbl_33fbc4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock_lbl_33fbc4" xml:lang="en-US">Schedule of Fair Value of Financial Instruments</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ScheduleOfEarnedPremiumsTextBlock" xlink:label="kins_ScheduleOfEarnedPremiumsTextBlock" />
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    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ScheduleOfEarnedPremiumsTextBlock_lbl_e92a7b" xml:lang="en-US">Schedule of Earned Premiums</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ScheduleOfLossAndLossAdjustmentExpensesTextBlock" xlink:label="kins_ScheduleOfLossAndLossAdjustmentExpensesTextBlock" />
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    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ScheduleOfLossAndLossAdjustmentExpensesTextBlock_lbl_e082a9" xml:lang="en-US">Schedule of Loss and Loss Adjustment Expenses</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_IncurredClaimsAllocatedClaimAdjustmentTableTextBlock" xlink:label="kins_IncurredClaimsAllocatedClaimAdjustmentTableTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_IncurredClaimsAllocatedClaimAdjustmentTableTextBlock" xlink:to="kins_IncurredClaimsAllocatedClaimAdjustmentTableTextBlock_lbl_27ae95" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_IncurredClaimsAllocatedClaimAdjustmentTableTextBlock_lbl_27ae95" xml:lang="en-US">Incurred Claims and Allocated Claim Adjustment Expenses</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_CumulativePaidClaimsAllocatedClaimAdjustmentExpensesTableTextBlock" xlink:label="kins_CumulativePaidClaimsAllocatedClaimAdjustmentExpensesTableTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_CumulativePaidClaimsAllocatedClaimAdjustmentExpensesTableTextBlock" xlink:to="kins_CumulativePaidClaimsAllocatedClaimAdjustmentExpensesTableTextBlock_lbl_98ba8b" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_CumulativePaidClaimsAllocatedClaimAdjustmentExpensesTableTextBlock_lbl_98ba8b" xml:lang="en-US">Cumulative Paid Claims and Allocated Claim Adjustment Expenses</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ReconciliationOfNetIncurredAndPaidClaimsTableTextBlock" xlink:label="kins_ReconciliationOfNetIncurredAndPaidClaimsTableTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ReconciliationOfNetIncurredAndPaidClaimsTableTextBlock" xlink:to="kins_ReconciliationOfNetIncurredAndPaidClaimsTableTextBlock_lbl_411926" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ReconciliationOfNetIncurredAndPaidClaimsTableTextBlock_lbl_411926" xml:lang="en-US">Reconciliation of the net incurred and paid claims</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortdurationInsuranceContractsScheduleOfHistoricalClaimsDurationTableTextBlock" xlink:label="us-gaap_ShortdurationInsuranceContractsScheduleOfHistoricalClaimsDurationTableTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShortdurationInsuranceContractsScheduleOfHistoricalClaimsDurationTableTextBlock" xlink:to="us-gaap_ShortdurationInsuranceContractsScheduleOfHistoricalClaimsDurationTableTextBlock_lbl_009039" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShortdurationInsuranceContractsScheduleOfHistoricalClaimsDurationTableTextBlock_lbl_009039" xml:lang="en-US">Supplementary unaudited information about average historical claims duration</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ScheduleOfCedingCommissionRevenueTextBlock" xlink:label="kins_ScheduleOfCedingCommissionRevenueTextBlock" />
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    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ScheduleOfCedingCommissionRevenueTextBlock_lbl_2a4162" xml:lang="en-US">Schedule of Ceding Commission Revenue</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDebtTableTextBlock" xlink:label="us-gaap_ScheduleOfDebtTableTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfDebtTableTextBlock" xlink:to="us-gaap_ScheduleOfDebtTableTextBlock_lbl_50366d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfDebtTableTextBlock_lbl_50366d" xml:lang="en-US">Long-term debt</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfStockOptionsRollForwardTableTextBlock" xlink:label="us-gaap_ScheduleOfStockOptionsRollForwardTableTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfStockOptionsRollForwardTableTextBlock" xlink:to="us-gaap_ScheduleOfStockOptionsRollForwardTableTextBlock_lbl_83deff" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfStockOptionsRollForwardTableTextBlock_lbl_83deff" xml:lang="en-US">Schedule of stock option activity</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_WeightedAverageAssumptions" xlink:label="kins_WeightedAverageAssumptions" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_WeightedAverageAssumptions" xlink:to="kins_WeightedAverageAssumptions_lbl_81a39f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_WeightedAverageAssumptions_lbl_81a39f" xml:lang="en-US">Weighted average assumptions</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationStockOptionsAndStockAppreciationRightsAwardActivityTableTextBlock" xlink:label="us-gaap_ScheduleOfShareBasedCompensationStockOptionsAndStockAppreciationRightsAwardActivityTableTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfShareBasedCompensationStockOptionsAndStockAppreciationRightsAwardActivityTableTextBlock" xlink:to="us-gaap_ScheduleOfShareBasedCompensationStockOptionsAndStockAppreciationRightsAwardActivityTableTextBlock_lbl_e398cf" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfShareBasedCompensationStockOptionsAndStockAppreciationRightsAwardActivityTableTextBlock_lbl_e398cf" xml:lang="en-US">Schedule of Restriced Stock Awards</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:label="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:to="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_lbl_2730f1" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_lbl_2730f1" xml:lang="en-US">Schedule of Deferrred Tax Assets and Liabilities</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SummaryOfOperatingLossCarryforwardsTextBlock" xlink:label="us-gaap_SummaryOfOperatingLossCarryforwardsTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SummaryOfOperatingLossCarryforwardsTextBlock" xlink:to="us-gaap_SummaryOfOperatingLossCarryforwardsTextBlock_lbl_2093c6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SummaryOfOperatingLossCarryforwardsTextBlock_lbl_2093c6" xml:lang="en-US">Schedule of net operating loss carryovers</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:label="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:to="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_lbl_06febe" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_lbl_06febe" xml:lang="en-US">Reconciliation of the weighted average number of shares of Common Stock used in the calculation of basic and diluted earnings per common share</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LeaseCostTableTextBlock" xlink:label="us-gaap_LeaseCostTableTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LeaseCostTableTextBlock" xlink:to="us-gaap_LeaseCostTableTextBlock_lbl_cf3bdb" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LeaseCostTableTextBlock_lbl_cf3bdb" xml:lang="en-US">Lease cost</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:to="us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock_lbl_74b6da" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock_lbl_74b6da" xml:lang="en-US">Schedule of lease liability maturities</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_DirectWrittenPremiumsPercentage" xlink:label="kins_DirectWrittenPremiumsPercentage" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_DirectWrittenPremiumsPercentage" xlink:to="kins_DirectWrittenPremiumsPercentage_lbl_bd47c3" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_DirectWrittenPremiumsPercentage_lbl_bd47c3" xml:lang="en-US">Direct written premiums, percentage</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="us-gaap_FinancialInstrumentAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancialInstrumentAxis" xlink:to="us-gaap_FinancialInstrumentAxis_lbl_49b04b" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancialInstrumentAxis_lbl_49b04b" xml:lang="en-US">Financial Instrument [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InformationByCategoryOfDebtSecurityAxis" xlink:label="us-gaap_InformationByCategoryOfDebtSecurityAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InformationByCategoryOfDebtSecurityAxis" xlink:to="us-gaap_InformationByCategoryOfDebtSecurityAxis_lbl_91f473" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InformationByCategoryOfDebtSecurityAxis_lbl_91f473" xml:lang="en-US">Information By Category Of Debt Security Axis</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember" xlink:label="us-gaap_USTreasuryAndGovernmentMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_USTreasuryAndGovernmentMember" xlink:to="us-gaap_USTreasuryAndGovernmentMember_lbl_cfe592" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_USTreasuryAndGovernmentMember_lbl_cfe592" xml:lang="en-US">U.S. Treasury Securities and Obligations of U.S. Government [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_FixedMaturitySecuritiesPoliticalSubdivisionsOfStatesTerritoriesAndPossessionsMember" xlink:label="kins_FixedMaturitySecuritiesPoliticalSubdivisionsOfStatesTerritoriesAndPossessionsMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_FixedMaturitySecuritiesPoliticalSubdivisionsOfStatesTerritoriesAndPossessionsMember" xlink:to="kins_FixedMaturitySecuritiesPoliticalSubdivisionsOfStatesTerritoriesAndPossessionsMember_lbl_189ddc" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_FixedMaturitySecuritiesPoliticalSubdivisionsOfStatesTerritoriesAndPossessionsMember_lbl_189ddc" xml:lang="en-US">Fixed-Maturity Securities Political Subdivisions Of States Territories And Possessions [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_FixedMaturitySecuritiesCorporateAndOtherBondsIndustrialAndMiscellaneousMember" xlink:label="kins_FixedMaturitySecuritiesCorporateAndOtherBondsIndustrialAndMiscellaneousMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_FixedMaturitySecuritiesCorporateAndOtherBondsIndustrialAndMiscellaneousMember" xlink:to="kins_FixedMaturitySecuritiesCorporateAndOtherBondsIndustrialAndMiscellaneousMember_lbl_3f3b68" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_FixedMaturitySecuritiesCorporateAndOtherBondsIndustrialAndMiscellaneousMember_lbl_3f3b68" xml:lang="en-US">Fixed-Maturity Securities Corporate And Other Bonds Industrial And Miscellaneous [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_FixedMaturitySecuritiesMortgageBackedSecuritiesMember" xlink:label="kins_FixedMaturitySecuritiesMortgageBackedSecuritiesMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_FixedMaturitySecuritiesMortgageBackedSecuritiesMember" xlink:to="kins_FixedMaturitySecuritiesMortgageBackedSecuritiesMember_lbl_a2acb0" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_FixedMaturitySecuritiesMortgageBackedSecuritiesMember_lbl_a2acb0" xml:lang="en-US">Fixed Maturity Securities Residential Mortgage and other asset backed securities [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_FixedMaturitySecuritiesTotalFixedMaturitySecuritiesMember" xlink:label="kins_FixedMaturitySecuritiesTotalFixedMaturitySecuritiesMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_FixedMaturitySecuritiesTotalFixedMaturitySecuritiesMember" xlink:to="kins_FixedMaturitySecuritiesTotalFixedMaturitySecuritiesMember_lbl_91fab6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_FixedMaturitySecuritiesTotalFixedMaturitySecuritiesMember_lbl_91fab6" xml:lang="en-US">Fixed Maturity Securities Total Fixed Maturity Securities [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="us-gaap_AvailableForSaleSecuritiesAmortizedCost" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesAmortizedCost_lbl_696689" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesAmortizedCost_lbl_696689" xml:lang="en-US">Cost or amortized cost</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains" xlink:to="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains_lbl_77fd77" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains_lbl_77fd77" xml:lang="en-US">Gross unrealized gains</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AvailableForSaleSecuritiesContinuousGrossUnrealizedLossPositionLessThan12MonthsLosses" xlink:label="kins_AvailableForSaleSecuritiesContinuousGrossUnrealizedLossPositionLessThan12MonthsLosses" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AvailableForSaleSecuritiesContinuousGrossUnrealizedLossPositionLessThan12MonthsLosses" xlink:to="kins_AvailableForSaleSecuritiesContinuousGrossUnrealizedLossPositionLessThan12MonthsLosses_lbl_1608c0" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AvailableForSaleSecuritiesContinuousGrossUnrealizedLossPositionLessThan12MonthsLosses_lbl_1608c0" xml:lang="en-US">Gross unrealized losses - less than 12 months</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AvailableForSaleSecuritiesContinuousGrossUnrealizedLossPosition12MonthsOrLongerLosses" xlink:label="kins_AvailableForSaleSecuritiesContinuousGrossUnrealizedLossPosition12MonthsOrLongerLosses" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AvailableForSaleSecuritiesContinuousGrossUnrealizedLossPosition12MonthsOrLongerLosses" xlink:to="kins_AvailableForSaleSecuritiesContinuousGrossUnrealizedLossPosition12MonthsOrLongerLosses_lbl_bb62e0" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AvailableForSaleSecuritiesContinuousGrossUnrealizedLossPosition12MonthsOrLongerLosses_lbl_bb62e0" xml:lang="en-US">Gross unrealized loss - more than 12 months</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AvailableForSaleSecuritiesFairValueDisclosure1" xlink:label="kins_AvailableForSaleSecuritiesFairValueDisclosure1" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AvailableForSaleSecuritiesFairValueDisclosure1" xlink:to="kins_AvailableForSaleSecuritiesFairValueDisclosure1_lbl_63e932" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AvailableForSaleSecuritiesFairValueDisclosure1_lbl_63e932" xml:lang="en-US">Estimated fair value</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_NetUnrealizedGainsLosses" xlink:label="kins_NetUnrealizedGainsLosses" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_NetUnrealizedGainsLosses" xlink:to="kins_NetUnrealizedGainsLosses_lbl_b184b6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_NetUnrealizedGainsLosses_lbl_b184b6" xml:lang="en-US">Net unrealized gains</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_LessThanOneYearMember" xlink:label="kins_LessThanOneYearMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_LessThanOneYearMember" xlink:to="kins_LessThanOneYearMember_lbl_a05b14" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_LessThanOneYearMember_lbl_a05b14" xml:lang="en-US">Less Than One Year [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_OneToFiveYearsMember" xlink:label="kins_OneToFiveYearsMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_OneToFiveYearsMember" xlink:to="kins_OneToFiveYearsMember_lbl_234b8f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_OneToFiveYearsMember_lbl_234b8f" xml:lang="en-US">One To Five Years [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_FiveToTenYearsMember" xlink:label="kins_FiveToTenYearsMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_FiveToTenYearsMember" xlink:to="kins_FiveToTenYearsMember_lbl_c717e3" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_FiveToTenYearsMember_lbl_c717e3" xml:lang="en-US">Five To Ten Years [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_MoreThan10YearsMember" xlink:label="kins_MoreThan10YearsMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_MoreThan10YearsMember" xlink:to="kins_MoreThan10YearsMember_lbl_3a38fd" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_MoreThan10YearsMember_lbl_3a38fd" xml:lang="en-US">More Than 10 Years [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="us-gaap_MortgageBackedSecuritiesMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MortgageBackedSecuritiesMember" xlink:to="us-gaap_MortgageBackedSecuritiesMember_lbl_4bf1f1" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MortgageBackedSecuritiesMember_lbl_4bf1f1" xml:lang="en-US">Residential mortgage-backed securities [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AmortizedCost" xlink:label="kins_AmortizedCost" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AmortizedCost" xlink:to="kins_AmortizedCost_lbl_f9bd90" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AmortizedCost_lbl_f9bd90" xml:lang="en-US">Amortized cost</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_FairValue" xlink:to="kins_FairValue_lbl_e81389" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_FairValue_lbl_e81389" xml:lang="en-US">Estimated fair value</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_FairValue" xlink:label="kins_FairValue" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_FairValue" xlink:to="kins_FairValue_lbl_3" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_FairValue_lbl_3" xml:lang="en-US">[Estimated fair value]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="us-gaap_StatementClassOfStockAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_StatementClassOfStockAxis_lbl_8d0ef4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementClassOfStockAxis_lbl_8d0ef4" xml:lang="en-US">Statement Class Of Stock Axis</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CollateralAxis" xlink:label="us-gaap_CollateralAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CollateralAxis" xlink:to="us-gaap_CollateralAxis_lbl_ab77f6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CollateralAxis_lbl_ab77f6" xml:lang="en-US">Collateral [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BalanceSheetLocationAxis" xlink:label="us-gaap_BalanceSheetLocationAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BalanceSheetLocationAxis" xlink:to="us-gaap_BalanceSheetLocationAxis_lbl_5e09ab" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BalanceSheetLocationAxis_lbl_5e09ab" xml:lang="en-US">Balance Sheet Location [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_PreferredStockEquitySecuritiesMember" xlink:label="kins_PreferredStockEquitySecuritiesMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_PreferredStockEquitySecuritiesMember" xlink:to="kins_PreferredStockEquitySecuritiesMember_lbl_a0de0c" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_PreferredStockEquitySecuritiesMember_lbl_a0de0c" xml:lang="en-US">Preferred Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_CommonStockMutualFundAndExchangeTradeFundEquitySecuritiesMember" xlink:label="kins_CommonStockMutualFundAndExchangeTradeFundEquitySecuritiesMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_CommonStockMutualFundAndExchangeTradeFundEquitySecuritiesMember" xlink:to="kins_CommonStockMutualFundAndExchangeTradeFundEquitySecuritiesMember_lbl_15926b" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_CommonStockMutualFundAndExchangeTradeFundEquitySecuritiesMember_lbl_15926b" xml:lang="en-US">Common stock, mutual fund and exchange traded funds [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="us-gaap_EquitySecuritiesMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EquitySecuritiesMember" xlink:to="us-gaap_EquitySecuritiesMember_lbl_7950d4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EquitySecuritiesMember_lbl_7950d4" xml:lang="en-US">Equity Securities [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgeFundsMember" xlink:label="us-gaap_HedgeFundsMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HedgeFundsMember" xlink:to="us-gaap_HedgeFundsMember_lbl_0dc67e" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HedgeFundsMember_lbl_0dc67e" xml:lang="en-US">Hedge Fund [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_RealEstateLimitedPartnershipMember" xlink:label="kins_RealEstateLimitedPartnershipMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_RealEstateLimitedPartnershipMember" xlink:to="kins_RealEstateLimitedPartnershipMember_lbl_f9ab29" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_RealEstateLimitedPartnershipMember_lbl_f9ab29" xml:lang="en-US">Real Estate Limited Partnership [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherInvestmentsMember" xlink:label="us-gaap_OtherInvestmentsMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherInvestmentsMember" xlink:to="us-gaap_OtherInvestmentsMember_lbl_fa29d4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherInvestmentsMember_lbl_fa29d4" xml:lang="en-US">Other Investments [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_OtherInvestmentsAtCost" xlink:label="kins_OtherInvestmentsAtCost" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_OtherInvestmentsAtCost" xlink:to="kins_OtherInvestmentsAtCost_lbl_75b238" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_OtherInvestmentsAtCost_lbl_75b238" xml:lang="en-US">Cost</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherInvestments" xlink:to="us-gaap_OtherInvestments_lbl_637e49" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OtherInvestments_lbl_637e49" xml:lang="en-US">Estimated fair value</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_GrossGains" xlink:label="kins_GrossGains" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_GrossGains" xlink:to="kins_GrossGains_lbl_4c778f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_GrossGains_lbl_4c778f" xml:lang="en-US">Gross gains</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_GrossLosses" xlink:label="kins_GrossLosses" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_GrossLosses" xlink:to="kins_GrossLosses_lbl_e80664" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_GrossLosses_lbl_e80664" xml:lang="en-US">Gross losses</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ExchangeTradedDebtMember" xlink:label="kins_ExchangeTradedDebtMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ExchangeTradedDebtMember" xlink:to="kins_ExchangeTradedDebtMember_lbl_8d4dd9" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ExchangeTradedDebtMember_lbl_8d4dd9" xml:lang="en-US">Exchange Traded Debt [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_HeldToMaturitySecuritiesUSTreasurySecuritiesMember" xlink:label="kins_HeldToMaturitySecuritiesUSTreasurySecuritiesMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_HeldToMaturitySecuritiesUSTreasurySecuritiesMember" xlink:to="kins_HeldToMaturitySecuritiesUSTreasurySecuritiesMember_lbl_acc723" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_HeldToMaturitySecuritiesUSTreasurySecuritiesMember_lbl_acc723" xml:lang="en-US">Held-to-Maturity Securities US Treasury Securities [Member]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_NetUnrealizedGainslosses1" xlink:to="kins_NetUnrealizedGainslosses1_lbl_c558b3" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_NetUnrealizedGainslosses1_lbl_c558b3" xml:lang="en-US">Net unrealized gains</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_NetUnrealizedGainslosses1" xlink:label="kins_NetUnrealizedGainslosses1" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_NetUnrealizedGainslosses1" xlink:to="kins_NetUnrealizedGainslosses1_lbl_2" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_NetUnrealizedGainslosses1_lbl_2" xml:lang="en-US">[Net unrealized gains]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_FairValue1" xlink:to="kins_FairValue1_lbl_6fa670" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_FairValue1_lbl_6fa670" xml:lang="en-US">Estimated fair value</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_FairValue1" xlink:label="kins_FairValue1" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_FairValue1" xlink:to="kins_FairValue1_lbl_3" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_FairValue1_lbl_3" xml:lang="en-US">[Estimated fair value 1]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_GrossUnrealizedLossmoreThan12Months" xlink:to="kins_GrossUnrealizedLossmoreThan12Months_lbl_4c912d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_GrossUnrealizedLossmoreThan12Months_lbl_4c912d" xml:lang="en-US">Gross unrealized loss - more than 12 months</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_GrossUnrealizedLossmoreThan12Months" xlink:label="kins_GrossUnrealizedLossmoreThan12Months" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_GrossUnrealizedLossmoreThan12Months" xlink:to="kins_GrossUnrealizedLossmoreThan12Months_lbl_4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_GrossUnrealizedLossmoreThan12Months_lbl_4" xml:lang="en-US">[Gross unrealized loss - more than 12 months]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_GrossUnrealizedLosseslessThan12Months" xlink:to="kins_GrossUnrealizedLosseslessThan12Months_lbl_c9d93a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_GrossUnrealizedLosseslessThan12Months_lbl_c9d93a" xml:lang="en-US">Gross unrealized losses - less than 12 months</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_GrossUnrealizedLosseslessThan12Months" xlink:label="kins_GrossUnrealizedLosseslessThan12Months" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_GrossUnrealizedLosseslessThan12Months" xlink:to="kins_GrossUnrealizedLosseslessThan12Months_lbl_5" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_GrossUnrealizedLosseslessThan12Months_lbl_5" xml:lang="en-US">[Gross unrealized losses - less than 12 months]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_GrossUnrealizedGains" xlink:to="kins_GrossUnrealizedGains_lbl_a2080b" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_GrossUnrealizedGains_lbl_a2080b" xml:lang="en-US">Gross unrealized gains</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_GrossUnrealizedGains" xlink:label="kins_GrossUnrealizedGains" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_GrossUnrealizedGains" xlink:to="kins_GrossUnrealizedGains_lbl_6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_GrossUnrealizedGains_lbl_6" xml:lang="en-US">[Gross unrealized gains]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_CostOrAmortizedCost" xlink:to="kins_CostOrAmortizedCost_lbl_fb937f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_CostOrAmortizedCost_lbl_fb937f" xml:lang="en-US">Cost or amortized cost</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_CostOrAmortizedCost" xlink:label="kins_CostOrAmortizedCost" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_CostOrAmortizedCost" xlink:to="kins_CostOrAmortizedCost_lbl_7" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_CostOrAmortizedCost_lbl_7" xml:lang="en-US">[Cost or amortized cost]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AmortizedCostHeldToMaturitySecurities" xlink:to="kins_AmortizedCostHeldToMaturitySecurities_lbl_3fdd0f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_AmortizedCostHeldToMaturitySecurities_lbl_3fdd0f" xml:lang="en-US">Amortized cost</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AmortizedCostHeldToMaturitySecurities" xlink:label="kins_AmortizedCostHeldToMaturitySecurities" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AmortizedCostHeldToMaturitySecurities" xlink:to="kins_AmortizedCostHeldToMaturitySecurities_lbl_2" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AmortizedCostHeldToMaturitySecurities_lbl_2" xml:lang="en-US">[Amortized cost]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_FairValueHeldToMaturitySecurities" xlink:to="kins_FairValueHeldToMaturitySecurities_lbl_ba3b40" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_FairValueHeldToMaturitySecurities_lbl_ba3b40" xml:lang="en-US">Estimated fair value</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_FairValueHeldToMaturitySecurities" xlink:label="kins_FairValueHeldToMaturitySecurities" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_FairValueHeldToMaturitySecurities" xlink:to="kins_FairValueHeldToMaturitySecurities_lbl_3" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_FairValueHeldToMaturitySecurities_lbl_3" xml:lang="en-US">[Estimated fair value 2]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_FixedmaturitySecurities" xlink:label="kins_FixedmaturitySecurities" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_FixedmaturitySecurities" xlink:to="kins_FixedmaturitySecurities_lbl_161a86" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_FixedmaturitySecurities_lbl_161a86" xml:lang="en-US">Fixed-maturity securities</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_EquitySecurities1" xlink:label="kins_EquitySecurities1" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_EquitySecurities1" xlink:to="kins_EquitySecurities1_lbl_ddddac" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_EquitySecurities1_lbl_ddddac" xml:lang="en-US">Equity securities</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_CashAndCashEquivalents" xlink:to="kins_CashAndCashEquivalents_lbl_bec373" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_CashAndCashEquivalents_lbl_bec373" xml:lang="en-US">Cash and cash equivalents</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_CashAndCashEquivalents" xlink:label="kins_CashAndCashEquivalents" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_CashAndCashEquivalents" xlink:to="kins_CashAndCashEquivalents_lbl_4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_CashAndCashEquivalents_lbl_4" xml:lang="en-US">[Cash and cash equivalents]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_TotalInvestments" xlink:to="kins_TotalInvestments_lbl_367fe4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_TotalInvestments_lbl_367fe4" xml:lang="en-US">Total</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_TotalInvestments" xlink:label="kins_TotalInvestments" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_TotalInvestments" xlink:to="kins_TotalInvestments_lbl_5" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_TotalInvestments_lbl_5" xml:lang="en-US">[Total]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentIncomeInvestmentExpense" xlink:label="us-gaap_InvestmentIncomeInvestmentExpense" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentIncomeInvestmentExpense" xlink:to="us-gaap_InvestmentIncomeInvestmentExpense_lbl_b60e4d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentIncomeInvestmentExpense_lbl_b60e4d" xml:lang="en-US">Investment expenses</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentIncomeNet" xlink:to="us-gaap_InvestmentIncomeNet_lbl_8b7399" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InvestmentIncomeNet_lbl_8b7399" xml:lang="en-US">Net investment income</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentIncomeNet" xlink:label="us-gaap_InvestmentIncomeNet" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentIncomeNet" xlink:to="us-gaap_InvestmentIncomeNet_lbl_7" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentIncomeNet_lbl_7" xml:lang="en-US">[Investment Income, Net]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_GrossRealizedGains" xlink:label="kins_GrossRealizedGains" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_GrossRealizedGains" xlink:to="kins_GrossRealizedGains_lbl_78186f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_GrossRealizedGains_lbl_78186f" xml:lang="en-US">Gross realized gains</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_GrossRealizedLosses" xlink:label="kins_GrossRealizedLosses" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_GrossRealizedLosses" xlink:to="kins_GrossRealizedLosses_lbl_575d26" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_GrossRealizedLosses_lbl_575d26" xml:lang="en-US">Gross realized losses</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_TotalFixedMaturitySecurities" xlink:label="kins_TotalFixedMaturitySecurities" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_TotalFixedMaturitySecurities" xlink:to="kins_TotalFixedMaturitySecurities_lbl_0554d3" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_TotalFixedMaturitySecurities_lbl_0554d3" xml:lang="en-US">Total fixed-maturity securities</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesGrossRealizedGains" xlink:to="us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_lbl_ec79e7" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_lbl_ec79e7" xml:lang="en-US">Gross realized gains</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGains" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedGains" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesGrossRealizedGains" xlink:to="us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_lbl_5" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_lbl_5" xml:lang="en-US">[Available-for-sale Securities, Gross Realized Gains]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments" xlink:to="us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_lbl_b66897" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_lbl_b66897" xml:lang="en-US">Gross realized losses</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments" xlink:label="us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments" xlink:to="us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_lbl_6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_lbl_6" xml:lang="en-US">[Available-for-sale Securities, Gross Realized Gain (Loss), Excluding Other than Temporary Impairments]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_NetGainLossOnSaleOfSecurities" xlink:label="kins_NetGainLossOnSaleOfSecurities" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_NetGainLossOnSaleOfSecurities" xlink:to="kins_NetGainLossOnSaleOfSecurities_lbl_7636ac" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_NetGainLossOnSaleOfSecurities_lbl_7636ac" xml:lang="en-US">Total equity securities</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AvailableForSaleSecuritiesNetRealizedGainsLossesSaleProceeds" xlink:label="kins_AvailableForSaleSecuritiesNetRealizedGainsLossesSaleProceeds" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AvailableForSaleSecuritiesNetRealizedGainsLossesSaleProceeds" xlink:to="kins_AvailableForSaleSecuritiesNetRealizedGainsLossesSaleProceeds_lbl_d1dc6e" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AvailableForSaleSecuritiesNetRealizedGainsLossesSaleProceeds_lbl_d1dc6e" xml:lang="en-US">Net realized gains</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleEquitySecuritiesGrossUnrealizedGain" xlink:to="us-gaap_AvailableForSaleEquitySecuritiesGrossUnrealizedGain_lbl_c66100" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleEquitySecuritiesGrossUnrealizedGain_lbl_c66100" xml:lang="en-US">Gross gains</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleEquitySecuritiesGrossUnrealizedGain" xlink:label="us-gaap_AvailableForSaleEquitySecuritiesGrossUnrealizedGain" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleEquitySecuritiesGrossUnrealizedGain" xlink:to="us-gaap_AvailableForSaleEquitySecuritiesGrossUnrealizedGain_lbl_9" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleEquitySecuritiesGrossUnrealizedGain_lbl_9" xml:lang="en-US">[Available-for-sale Equity Securities, Gross Unrealized Gain]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss" xlink:to="us-gaap_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss_lbl_14ab7d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss_lbl_14ab7d" xml:lang="en-US">Gross losses</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss" xlink:label="us-gaap_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss" xlink:to="us-gaap_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss_lbl_10" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss_lbl_10" xml:lang="en-US">[Available-for-sale Equity Securities, Gross Unrealized Loss]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AvailableforsaleSecuritiesNetUnrealizedGainLoss" xlink:to="kins_AvailableforsaleSecuritiesNetUnrealizedGainLoss_lbl_bbbceb" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_AvailableforsaleSecuritiesNetUnrealizedGainLoss_lbl_bbbceb" xml:lang="en-US">Total equity securities</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AvailableforsaleSecuritiesNetUnrealizedGainLoss" xlink:label="kins_AvailableforsaleSecuritiesNetUnrealizedGainLoss" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AvailableforsaleSecuritiesNetUnrealizedGainLoss" xlink:to="kins_AvailableforsaleSecuritiesNetUnrealizedGainLoss_lbl_11" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AvailableforsaleSecuritiesNetUnrealizedGainLoss_lbl_11" xml:lang="en-US">[Total equity securities]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_GrossGainsOnOtherInvestments" xlink:to="kins_GrossGainsOnOtherInvestments_lbl_2859f9" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_GrossGainsOnOtherInvestments_lbl_2859f9" xml:lang="en-US">Gross gains</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_GrossGainsOnOtherInvestments" xlink:label="kins_GrossGainsOnOtherInvestments" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_GrossGainsOnOtherInvestments" xlink:to="kins_GrossGainsOnOtherInvestments_lbl_12" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_GrossGainsOnOtherInvestments_lbl_12" xml:lang="en-US">[Gross gains]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_GrossLossesOnOtherInvestments" xlink:to="kins_GrossLossesOnOtherInvestments_lbl_8c5748" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_GrossLossesOnOtherInvestments_lbl_8c5748" xml:lang="en-US">Gross losses</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_GrossLossesOnOtherInvestments" xlink:label="kins_GrossLossesOnOtherInvestments" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_GrossLossesOnOtherInvestments" xlink:to="kins_GrossLossesOnOtherInvestments_lbl_13" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_GrossLossesOnOtherInvestments_lbl_13" xml:lang="en-US">[Gross losses]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_GrossGainsLossesOnOtherInvestments" xlink:label="kins_GrossGainsLossesOnOtherInvestments" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_GrossGainsLossesOnOtherInvestments" xlink:to="kins_GrossGainsLossesOnOtherInvestments_lbl_7718d7" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_GrossGainsLossesOnOtherInvestments_lbl_7718d7" xml:lang="en-US">Total other investments</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingLoss" xlink:to="kins_AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingLoss_lbl_032743" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingLoss_lbl_032743" xml:lang="en-US">Net unrealized gains</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingLoss" xlink:label="kins_AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingLoss" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingLoss" xlink:to="kins_AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingLoss_lbl_15" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingLoss_lbl_15" xml:lang="en-US">[Net unrealized gains 1]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_NetGainsOnInvestments" xlink:label="kins_NetGainsOnInvestments" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_NetGainsOnInvestments" xlink:to="kins_NetGainsOnInvestments_lbl_da9932" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_NetGainsOnInvestments_lbl_da9932" xml:lang="en-US">Net gains on investments</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_lbl_7a1409" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_lbl_7a1409" xml:lang="en-US">Estimated fair value - less than 12 months</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsLosses" xlink:label="kins_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsLosses" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsLosses" xlink:to="kins_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsLosses_lbl_72e46e" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsLosses_lbl_72e46e" xml:lang="en-US">Unrealized losses - less than 12 months</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_HeldtomaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsLoss" xlink:label="kins_HeldtomaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsLoss" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_HeldtomaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsLoss" xlink:to="kins_HeldtomaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsLoss_lbl_068030" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_HeldtomaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsLoss_lbl_068030" xml:lang="en-US">Number of positions held - less than 12 months</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerLosses" xlink:label="kins_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerLosses" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerLosses" xlink:to="kins_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerLosses_lbl_0a40dd" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerLosses_lbl_0a40dd" xml:lang="en-US">Unrealized losses - 12 months or more</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_HeldtomaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerLoss" xlink:label="kins_HeldtomaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerLoss" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_HeldtomaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerLoss" xlink:to="kins_HeldtomaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerLoss_lbl_e6fd20" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_HeldtomaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerLoss_lbl_e6fd20" xml:lang="en-US">Number of positions held - 12 months or more</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLosses" xlink:label="kins_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLosses" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLosses" xlink:to="kins_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLosses_lbl_ff9b3d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLosses_lbl_ff9b3d" xml:lang="en-US">Unrealized losses - total</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueOptionLoansHeldAsAssetsAggregateDifference" xlink:label="us-gaap_FairValueOptionLoansHeldAsAssetsAggregateDifference" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueOptionLoansHeldAsAssetsAggregateDifference" xlink:to="us-gaap_FairValueOptionLoansHeldAsAssetsAggregateDifference_lbl_063674" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueOptionLoansHeldAsAssetsAggregateDifference_lbl_063674" xml:lang="en-US">Estimated fair value - total</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_lbl_1ffa67" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_lbl_1ffa67" xml:lang="en-US">Estimated fair value - 12 months or more</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_TitleOfIndividualAxis" xlink:label="srt_TitleOfIndividualAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="srt_TitleOfIndividualAxis" xlink:to="srt_TitleOfIndividualAxis_lbl_dbc5fc" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="srt_TitleOfIndividualAxis_lbl_dbc5fc" xml:lang="en-US">Title of Individual [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_KICOMember" xlink:label="kins_KICOMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_KICOMember" xlink:to="kins_KICOMember_lbl_ba1705" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_KICOMember_lbl_ba1705" xml:lang="en-US">KICO [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockRedeemedOrCalledDuringPeriodValue" xlink:label="us-gaap_StockRedeemedOrCalledDuringPeriodValue" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockRedeemedOrCalledDuringPeriodValue" xlink:to="us-gaap_StockRedeemedOrCalledDuringPeriodValue_lbl_26d876" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockRedeemedOrCalledDuringPeriodValue_lbl_26d876" xml:lang="en-US">Proceeds from the sale and redemption of fixed-maturity securities held-to-maturity</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ProceedsFromTheSaleOrMaturityOfFixedMaturitySecuritiesAvailableForSale" xlink:label="kins_ProceedsFromTheSaleOrMaturityOfFixedMaturitySecuritiesAvailableForSale" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ProceedsFromTheSaleOrMaturityOfFixedMaturitySecuritiesAvailableForSale" xlink:to="kins_ProceedsFromTheSaleOrMaturityOfFixedMaturitySecuritiesAvailableForSale_lbl_045cbc" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ProceedsFromTheSaleOrMaturityOfFixedMaturitySecuritiesAvailableForSale_lbl_045cbc" xml:lang="en-US">Proceeds from the sale or maturity of fixed-maturity securities available-for-sale</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity" xlink:to="us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity_lbl_becc18" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity_lbl_becc18" xml:lang="en-US">Sale - equity securities</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherInvestments" xlink:to="us-gaap_OtherInvestments_lbl_3b96bf" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherInvestments_lbl_3b96bf" xml:lang="en-US">Estimated fair value</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="us-gaap_FairValueDisclosuresAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueDisclosuresAbstract" xlink:to="us-gaap_FairValueDisclosuresAbstract_lbl_0f5d34" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueDisclosuresAbstract_lbl_0f5d34" xml:lang="en-US">Fair Value Measurements (Details)</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="us-gaap_FairValueByFairValueHierarchyLevelAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:to="us-gaap_FairValueByFairValueHierarchyLevelAxis_lbl_4f44cb" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByFairValueHierarchyLevelAxis_lbl_4f44cb" xml:lang="en-US">Fair Value By Fair Value Hierarchy Level Axis</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="us-gaap_FairValueInputsLevel1Member" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel1Member" xlink:to="us-gaap_FairValueInputsLevel1Member_lbl_be6987" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel1Member_lbl_be6987" xml:lang="en-US">Level 1 [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="us-gaap_FairValueInputsLevel2Member" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel2Member" xlink:to="us-gaap_FairValueInputsLevel2Member_lbl_eeb53d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel2Member_lbl_eeb53d" xml:lang="en-US">Level 2 [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="us-gaap_FairValueInputsLevel3Member" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel3Member" xlink:to="us-gaap_FairValueInputsLevel3Member_lbl_a32d0f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel3Member_lbl_a32d0f" xml:lang="en-US">Level 3 [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_USTreasurySecuritiesAndObligationsOfUSGovernmentCorporationsAndAgencies" xlink:label="kins_USTreasurySecuritiesAndObligationsOfUSGovernmentCorporationsAndAgencies" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_USTreasurySecuritiesAndObligationsOfUSGovernmentCorporationsAndAgencies" xlink:to="kins_USTreasurySecuritiesAndObligationsOfUSGovernmentCorporationsAndAgencies_lbl_042af2" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_USTreasurySecuritiesAndObligationsOfUSGovernmentCorporationsAndAgencies_lbl_042af2" xml:lang="en-US">U.S. Treasury securities and obligations of U.S. government corporations and agencies</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_PoliticalSubdivisionsOfStatesTerritoriesAndPossessions" xlink:label="kins_PoliticalSubdivisionsOfStatesTerritoriesAndPossessions" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_PoliticalSubdivisionsOfStatesTerritoriesAndPossessions" xlink:to="kins_PoliticalSubdivisionsOfStatesTerritoriesAndPossessions_lbl_b511ea" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_PoliticalSubdivisionsOfStatesTerritoriesAndPossessions_lbl_b511ea" xml:lang="en-US">Political subdivisions of states, territories and possessions</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_CorporateAndOtherBondsIndustrialAndMiscellaneous" xlink:label="kins_CorporateAndOtherBondsIndustrialAndMiscellaneous" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_CorporateAndOtherBondsIndustrialAndMiscellaneous" xlink:to="kins_CorporateAndOtherBondsIndustrialAndMiscellaneous_lbl_65e884" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_CorporateAndOtherBondsIndustrialAndMiscellaneous_lbl_65e884" xml:lang="en-US">Corporate and other bonds industrial and miscellaneous</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ResidentialMortgageAndOtherAssetBackedSecurities" xlink:label="kins_ResidentialMortgageAndOtherAssetBackedSecurities" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ResidentialMortgageAndOtherAssetBackedSecurities" xlink:to="kins_ResidentialMortgageAndOtherAssetBackedSecurities_lbl_3a5f74" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ResidentialMortgageAndOtherAssetBackedSecurities_lbl_3a5f74" xml:lang="en-US">Residential mortgage and other asset backed securities</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_FixedMaturitiesNet" xlink:label="kins_FixedMaturitiesNet" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_FixedMaturitiesNet" xlink:to="kins_FixedMaturitiesNet_lbl_8ebab9" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_FixedMaturitiesNet_lbl_8ebab9" xml:lang="en-US">Total fixed maturities</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_EquityInvestments" xlink:to="kins_EquityInvestments_lbl_efeb24" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_EquityInvestments_lbl_efeb24" xml:lang="en-US">Equity securities</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_EquityInvestments" xlink:label="kins_EquityInvestments" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_EquityInvestments" xlink:to="kins_EquityInvestments_lbl_7" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_EquityInvestments_lbl_7" xml:lang="en-US">[Equity securities]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AssetsFairValueDisclosure" xlink:to="us-gaap_AssetsFairValueDisclosure_lbl_057b14" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AssetsFairValueDisclosure_lbl_057b14" xml:lang="en-US">Total investments</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsFairValueDisclosure" xlink:label="us-gaap_AssetsFairValueDisclosure" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AssetsFairValueDisclosure" xlink:to="us-gaap_AssetsFairValueDisclosure_lbl_8" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AssetsFairValueDisclosure_lbl_8" xml:lang="en-US">[Assets, Fair Value Disclosure]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AlternativeInvestment" xlink:label="us-gaap_AlternativeInvestment" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AlternativeInvestment" xlink:to="us-gaap_AlternativeInvestment_lbl_8f62e6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AlternativeInvestment_lbl_8f62e6" xml:lang="en-US">Hedge fund investments</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeniorNotes" xlink:label="us-gaap_SeniorNotes" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeniorNotes" xlink:to="us-gaap_SeniorNotes_lbl_1ba4f7" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SeniorNotes_lbl_1ba4f7" xml:lang="en-US">Senior Notes due 2022</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_CarryingValueMember" xlink:label="kins_CarryingValueMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_CarryingValueMember" xlink:to="kins_CarryingValueMember_lbl_1056bc" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_CarryingValueMember_lbl_1056bc" xml:lang="en-US">Carrying Value [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_FairValueMember" xlink:label="kins_FairValueMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_FairValueMember" xlink:to="kins_FairValueMember_lbl_9ab4da" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_FairValueMember_lbl_9ab4da" xml:lang="en-US">Fair Value [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_FixedmaturityInvestmentsHeldToMaturity" xlink:label="kins_FixedmaturityInvestmentsHeldToMaturity" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_FixedmaturityInvestmentsHeldToMaturity" xlink:to="kins_FixedmaturityInvestmentsHeldToMaturity_lbl_47ada8" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_FixedmaturityInvestmentsHeldToMaturity_lbl_47ada8" xml:lang="en-US">Fixed-maturity securities held-to-maturity</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:to="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl_c7baa4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl_c7baa4" xml:lang="en-US">Cash and cash equivalents</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="us-gaap_CashAndCashEquivalentsFairValueDisclosure" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:to="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl_3" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl_3" xml:lang="en-US">[Cash and Cash Equivalents, Fair Value Disclosure]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PremiumsReceivableGross" xlink:to="us-gaap_PremiumsReceivableGross_lbl_4c6691" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_PremiumsReceivableGross_lbl_4c6691" xml:lang="en-US">Premiums receivable, net</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PremiumsReceivableGross" xlink:label="us-gaap_PremiumsReceivableGross" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PremiumsReceivableGross" xlink:to="us-gaap_PremiumsReceivableGross_lbl_4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PremiumsReceivableGross_lbl_4" xml:lang="en-US">[Premiums Receivable, Gross]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReinsuranceReceivablesCaseBasis" xlink:to="us-gaap_ReinsuranceReceivablesCaseBasis_lbl_286d21" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ReinsuranceReceivablesCaseBasis_lbl_286d21" xml:lang="en-US">Reinsurance receivables, net</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReinsuranceReceivablesCaseBasis" xlink:label="us-gaap_ReinsuranceReceivablesCaseBasis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReinsuranceReceivablesCaseBasis" xlink:to="us-gaap_ReinsuranceReceivablesCaseBasis_lbl_5" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ReinsuranceReceivablesCaseBasis_lbl_5" xml:lang="en-US">[Reinsurance Recoverables, Case Basis]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealEstateAccumulatedDepreciation" xlink:label="us-gaap_RealEstateAccumulatedDepreciation" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RealEstateAccumulatedDepreciation" xlink:to="us-gaap_RealEstateAccumulatedDepreciation_lbl_e32f9d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RealEstateAccumulatedDepreciation_lbl_e32f9d" xml:lang="en-US">Real estate, net of accumulated depreciation</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReinsurancePayable" xlink:to="us-gaap_ReinsurancePayable_lbl_43b56d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ReinsurancePayable_lbl_43b56d" xml:lang="en-US">Reinsurance balances payable</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReinsurancePolicyTypeAxis" xlink:label="us-gaap_ReinsurancePolicyTypeAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReinsurancePolicyTypeAxis" xlink:to="us-gaap_ReinsurancePolicyTypeAxis_lbl_90aa8f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ReinsurancePolicyTypeAxis_lbl_90aa8f" xml:lang="en-US">Reinsurance Policy Type Axis</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_PremiumsWrittenMember" xlink:label="kins_PremiumsWrittenMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_PremiumsWrittenMember" xlink:to="kins_PremiumsWrittenMember_lbl_6daf8b" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_PremiumsWrittenMember_lbl_6daf8b" xml:lang="en-US">Premiums Written</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ChangesInUnearnedPremiumsMember" xlink:label="kins_ChangesInUnearnedPremiumsMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ChangesInUnearnedPremiumsMember" xlink:to="kins_ChangesInUnearnedPremiumsMember_lbl_861452" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ChangesInUnearnedPremiumsMember_lbl_861452" xml:lang="en-US">Changes In Unearned Premiums</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_PremiumsEarnedMember" xlink:label="kins_PremiumsEarnedMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_PremiumsEarnedMember" xlink:to="kins_PremiumsEarnedMember_lbl_58fa1e" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_PremiumsEarnedMember_lbl_58fa1e" xml:lang="en-US">Premiums Earned</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_DirectPropertyAndCasultyInsuranceActivity" xlink:label="kins_DirectPropertyAndCasultyInsuranceActivity" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_DirectPropertyAndCasultyInsuranceActivity" xlink:to="kins_DirectPropertyAndCasultyInsuranceActivity_lbl_057d8a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_DirectPropertyAndCasultyInsuranceActivity_lbl_057d8a" xml:lang="en-US">Direct</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AssumedPropertyAndCasultyInsuranceActivity" xlink:label="kins_AssumedPropertyAndCasultyInsuranceActivity" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AssumedPropertyAndCasultyInsuranceActivity" xlink:to="kins_AssumedPropertyAndCasultyInsuranceActivity_lbl_fc5c62" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AssumedPropertyAndCasultyInsuranceActivity_lbl_fc5c62" xml:lang="en-US">Assumed</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_CededPropertyAndCasultyInsuranceActivity" xlink:label="kins_CededPropertyAndCasultyInsuranceActivity" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_CededPropertyAndCasultyInsuranceActivity" xlink:to="kins_CededPropertyAndCasultyInsuranceActivity_lbl_79d5bd" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_CededPropertyAndCasultyInsuranceActivity_lbl_79d5bd" xml:lang="en-US">Ceded</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_NetPropertyAndCasultyInsuranceActivity" xlink:label="kins_NetPropertyAndCasultyInsuranceActivity" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_NetPropertyAndCasultyInsuranceActivity" xlink:to="kins_NetPropertyAndCasultyInsuranceActivity_lbl_b77298" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_NetPropertyAndCasultyInsuranceActivity_lbl_b77298" xml:lang="en-US">Net</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInPropertyAndCasualtyInsuranceLiabilities" xlink:label="us-gaap_IncreaseDecreaseInPropertyAndCasualtyInsuranceLiabilities" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInPropertyAndCasualtyInsuranceLiabilities" xlink:to="us-gaap_IncreaseDecreaseInPropertyAndCasualtyInsuranceLiabilities_lbl_bd2a23" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInPropertyAndCasualtyInsuranceLiabilities_lbl_bd2a23" xml:lang="en-US">Balance at beginning of period</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_LessReinsuranceRecoverables" xlink:label="kins_LessReinsuranceRecoverables" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_LessReinsuranceRecoverables" xlink:to="kins_LessReinsuranceRecoverables_lbl_ac5dbf" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_LessReinsuranceRecoverables_lbl_ac5dbf" xml:lang="en-US">Less reinsurance recoverables</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_NetBalanceBeginningOfPeriod" xlink:label="kins_NetBalanceBeginningOfPeriod" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_NetBalanceBeginningOfPeriod" xlink:to="kins_NetBalanceBeginningOfPeriod_lbl_4b339f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_NetBalanceBeginningOfPeriod_lbl_4b339f" xml:lang="en-US">Net balance, beginning of period</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_CurrentYearPropertyAndCasultyInsuranceActivity" xlink:label="kins_CurrentYearPropertyAndCasultyInsuranceActivity" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_CurrentYearPropertyAndCasultyInsuranceActivity" xlink:to="kins_CurrentYearPropertyAndCasultyInsuranceActivity_lbl_a491ba" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_CurrentYearPropertyAndCasultyInsuranceActivity_lbl_a491ba" xml:lang="en-US">Current year</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_PriorYearsPropertyAndCasultyInsuranceActivity" xlink:label="kins_PriorYearsPropertyAndCasultyInsuranceActivity" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_PriorYearsPropertyAndCasultyInsuranceActivity" xlink:to="kins_PriorYearsPropertyAndCasultyInsuranceActivity_lbl_2b297c" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_PriorYearsPropertyAndCasultyInsuranceActivity_lbl_2b297c" xml:lang="en-US">Prior years</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_TotalIncurredPropertyAndCasultyInsuranceActivity" xlink:label="kins_TotalIncurredPropertyAndCasultyInsuranceActivity" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_TotalIncurredPropertyAndCasultyInsuranceActivity" xlink:to="kins_TotalIncurredPropertyAndCasultyInsuranceActivity_lbl_1c6332" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_TotalIncurredPropertyAndCasultyInsuranceActivity_lbl_1c6332" xml:lang="en-US">Total incurred</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_PaidRelatedToCurrentYear" xlink:to="kins_PaidRelatedToCurrentYear_lbl_0d51e8" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_PaidRelatedToCurrentYear_lbl_0d51e8" xml:lang="en-US">Current year</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_PaidRelatedToCurrentYear" xlink:label="kins_PaidRelatedToCurrentYear" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_PaidRelatedToCurrentYear" xlink:to="kins_PaidRelatedToCurrentYear_lbl_8" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_PaidRelatedToCurrentYear_lbl_8" xml:lang="en-US">[Current year]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_PaidRelatedToPriorYears" xlink:to="kins_PaidRelatedToPriorYears_lbl_ffbeb0" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_PaidRelatedToPriorYears_lbl_ffbeb0" xml:lang="en-US">Prior years</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_PaidRelatedToPriorYears" xlink:label="kins_PaidRelatedToPriorYears" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_PaidRelatedToPriorYears" xlink:to="kins_PaidRelatedToPriorYears_lbl_9" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_PaidRelatedToPriorYears_lbl_9" xml:lang="en-US">[Prior years]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_PaidRelatedToTotalPaid" xlink:label="kins_PaidRelatedToTotalPaid" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_PaidRelatedToTotalPaid" xlink:to="kins_PaidRelatedToTotalPaid_lbl_e24de6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_PaidRelatedToTotalPaid_lbl_e24de6" xml:lang="en-US">Total paid</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_NetBalanceAtEndOfPeriod" xlink:label="kins_NetBalanceAtEndOfPeriod" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_NetBalanceAtEndOfPeriod" xlink:to="kins_NetBalanceAtEndOfPeriod_lbl_6623b8" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_NetBalanceAtEndOfPeriod_lbl_6623b8" xml:lang="en-US">Net balance at end of period</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AddReinsuranceRecoverables" xlink:label="kins_AddReinsuranceRecoverables" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AddReinsuranceRecoverables" xlink:to="kins_AddReinsuranceRecoverables_lbl_16479a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AddReinsuranceRecoverables_lbl_16479a" xml:lang="en-US">Add reinsurance recoverables</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_BalanceAtEndOfPeriod" xlink:label="kins_BalanceAtEndOfPeriod" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_BalanceAtEndOfPeriod" xlink:to="kins_BalanceAtEndOfPeriod_lbl_d639d8" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_BalanceAtEndOfPeriod_lbl_d639d8" xml:lang="en-US">Balance at end of period</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeAxis" xlink:label="srt_RangeAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="srt_RangeAxis" xlink:to="srt_RangeAxis_lbl_ded23e" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="srt_RangeAxis_lbl_ded23e" xml:lang="en-US">Range [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_TwoThousandTwelveMember" xlink:label="kins_TwoThousandTwelveMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_TwoThousandTwelveMember" xlink:to="kins_TwoThousandTwelveMember_lbl_4afda7" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_TwoThousandTwelveMember_lbl_4afda7" xml:lang="en-US">Two Thousand Twelve Member</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_TwoThousandThirteenMember" xlink:label="kins_TwoThousandThirteenMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_TwoThousandThirteenMember" xlink:to="kins_TwoThousandThirteenMember_lbl_77c0ec" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_TwoThousandThirteenMember_lbl_77c0ec" xml:lang="en-US">Two Thousand Thirteen Member</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_TwoThousandFourteenMember" xlink:label="kins_TwoThousandFourteenMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_TwoThousandFourteenMember" xlink:to="kins_TwoThousandFourteenMember_lbl_6160f6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_TwoThousandFourteenMember_lbl_6160f6" xml:lang="en-US">Two Thousand Fourteen Member</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_TwoThousandFifteenMember" xlink:label="kins_TwoThousandFifteenMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_TwoThousandFifteenMember" xlink:to="kins_TwoThousandFifteenMember_lbl_34b6a7" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_TwoThousandFifteenMember_lbl_34b6a7" xml:lang="en-US">Two Thousand Fifteen Member</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_TwoThousandSixteenMember" xlink:label="kins_TwoThousandSixteenMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_TwoThousandSixteenMember" xlink:to="kins_TwoThousandSixteenMember_lbl_568225" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_TwoThousandSixteenMember_lbl_568225" xml:lang="en-US">Two Thousand Sixteen Member</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_TwoThousandSeventeenMember" xlink:label="kins_TwoThousandSeventeenMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_TwoThousandSeventeenMember" xlink:to="kins_TwoThousandSeventeenMember_lbl_75b503" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_TwoThousandSeventeenMember_lbl_75b503" xml:lang="en-US">Two Thousand Seventeen Member</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_TwoThousandEighteenMember" xlink:label="kins_TwoThousandEighteenMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_TwoThousandEighteenMember" xlink:to="kins_TwoThousandEighteenMember_lbl_e7fd29" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_TwoThousandEighteenMember_lbl_e7fd29" xml:lang="en-US">Two Thousand Eighteen Member</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_TwoThousandNineteenMember" xlink:label="kins_TwoThousandNineteenMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_TwoThousandNineteenMember" xlink:to="kins_TwoThousandNineteenMember_lbl_375732" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_TwoThousandNineteenMember_lbl_375732" xml:lang="en-US">Two Thousand Nineteen Member</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_TwoThousandTwentyMember" xlink:label="kins_TwoThousandTwentyMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_TwoThousandTwentyMember" xlink:to="kins_TwoThousandTwentyMember_lbl_bb1082" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_TwoThousandTwentyMember_lbl_bb1082" xml:lang="en-US">Two Thousand Twenty Member</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_TwoThousandTwentyOneMember" xlink:label="kins_TwoThousandTwentyOneMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_TwoThousandTwentyOneMember" xlink:to="kins_TwoThousandTwentyOneMember_lbl_5c8d2f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_TwoThousandTwentyOneMember_lbl_5c8d2f" xml:lang="en-US">Two Thousand Twenty One Member</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_IncurredClaimsPropertyCasualtyAndLiability2012" xlink:label="kins_IncurredClaimsPropertyCasualtyAndLiability2012" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_IncurredClaimsPropertyCasualtyAndLiability2012" xlink:to="kins_IncurredClaimsPropertyCasualtyAndLiability2012_lbl_740ca1" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_IncurredClaimsPropertyCasualtyAndLiability2012_lbl_740ca1" xml:lang="en-US">2012 incurred claims</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_IncurredClaimsPropertyCasualtyAndLiability2013" xlink:label="kins_IncurredClaimsPropertyCasualtyAndLiability2013" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_IncurredClaimsPropertyCasualtyAndLiability2013" xlink:to="kins_IncurredClaimsPropertyCasualtyAndLiability2013_lbl_eaead1" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_IncurredClaimsPropertyCasualtyAndLiability2013_lbl_eaead1" xml:lang="en-US">2013 incurred claims</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_IncurredClaimsPropertyCasualtyAndLiability2014" xlink:label="kins_IncurredClaimsPropertyCasualtyAndLiability2014" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_IncurredClaimsPropertyCasualtyAndLiability2014" xlink:to="kins_IncurredClaimsPropertyCasualtyAndLiability2014_lbl_c06f52" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_IncurredClaimsPropertyCasualtyAndLiability2014_lbl_c06f52" xml:lang="en-US">2014 incurred claims</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_IncurredClaimsPropertyCasualtyAndLiability2015" xlink:label="kins_IncurredClaimsPropertyCasualtyAndLiability2015" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_IncurredClaimsPropertyCasualtyAndLiability2015" xlink:to="kins_IncurredClaimsPropertyCasualtyAndLiability2015_lbl_0454d8" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_IncurredClaimsPropertyCasualtyAndLiability2015_lbl_0454d8" xml:lang="en-US">2015 incurred claims</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_IncurredClaimsPropertyCasualtyAndLiability2016" xlink:label="kins_IncurredClaimsPropertyCasualtyAndLiability2016" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_IncurredClaimsPropertyCasualtyAndLiability2016" xlink:to="kins_IncurredClaimsPropertyCasualtyAndLiability2016_lbl_2c266f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_IncurredClaimsPropertyCasualtyAndLiability2016_lbl_2c266f" xml:lang="en-US">2016 incurred claims</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_IncurredClaimsPropertyCasualtyAndLiability2017" xlink:label="kins_IncurredClaimsPropertyCasualtyAndLiability2017" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_IncurredClaimsPropertyCasualtyAndLiability2017" xlink:to="kins_IncurredClaimsPropertyCasualtyAndLiability2017_lbl_11f5fa" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_IncurredClaimsPropertyCasualtyAndLiability2017_lbl_11f5fa" xml:lang="en-US">2017 incurred claims</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_IncurredClaimsPropertyCasualtyAndLiability2018" xlink:label="kins_IncurredClaimsPropertyCasualtyAndLiability2018" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_IncurredClaimsPropertyCasualtyAndLiability2018" xlink:to="kins_IncurredClaimsPropertyCasualtyAndLiability2018_lbl_e14403" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_IncurredClaimsPropertyCasualtyAndLiability2018_lbl_e14403" xml:lang="en-US">2018 incurred claims</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_IncurredClaimsPropertyCasualtyAndLiability2019" xlink:label="kins_IncurredClaimsPropertyCasualtyAndLiability2019" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_IncurredClaimsPropertyCasualtyAndLiability2019" xlink:to="kins_IncurredClaimsPropertyCasualtyAndLiability2019_lbl_9fbf43" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_IncurredClaimsPropertyCasualtyAndLiability2019_lbl_9fbf43" xml:lang="en-US">2019 incurred claims</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_IncurredClaimsPropertyCasualtyAndLiability2020" xlink:label="kins_IncurredClaimsPropertyCasualtyAndLiability2020" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_IncurredClaimsPropertyCasualtyAndLiability2020" xlink:to="kins_IncurredClaimsPropertyCasualtyAndLiability2020_lbl_fd0c8f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_IncurredClaimsPropertyCasualtyAndLiability2020_lbl_fd0c8f" xml:lang="en-US">2020 incurred claims</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncurredClaimsPropertyCasualtyAndLiability" xlink:label="us-gaap_IncurredClaimsPropertyCasualtyAndLiability" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncurredClaimsPropertyCasualtyAndLiability" xlink:to="us-gaap_IncurredClaimsPropertyCasualtyAndLiability_lbl_320437" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncurredClaimsPropertyCasualtyAndLiability_lbl_320437" xml:lang="en-US">Total incurred claims</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_IncurredClaimsPropertyCasualtyAndLiability2021" xlink:label="kins_IncurredClaimsPropertyCasualtyAndLiability2021" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_IncurredClaimsPropertyCasualtyAndLiability2021" xlink:to="kins_IncurredClaimsPropertyCasualtyAndLiability2021_lbl_588154" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_IncurredClaimsPropertyCasualtyAndLiability2021_lbl_588154" xml:lang="en-US">2021 incurred claims</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsAmount" xlink:label="us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsAmount" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsAmount" xlink:to="us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsAmount_lbl_daa8c4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsAmount_lbl_daa8c4" xml:lang="en-US">IBNR</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortdurationInsuranceContractsNumberOfReportedClaims" xlink:label="us-gaap_ShortdurationInsuranceContractsNumberOfReportedClaims" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShortdurationInsuranceContractsNumberOfReportedClaims" xlink:to="us-gaap_ShortdurationInsuranceContractsNumberOfReportedClaims_lbl_bd97c9" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShortdurationInsuranceContractsNumberOfReportedClaims_lbl_bd97c9" xml:lang="en-US">Cumulative Number of Reported Claims</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseFor2020" xlink:label="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseFor2020" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseFor2020" xlink:to="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseFor2020_lbl_7096bf" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseFor2020_lbl_7096bf" xml:lang="en-US">2020</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2012" xlink:label="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2012" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2012" xlink:to="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2012_lbl_26aaeb" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2012_lbl_26aaeb" xml:lang="en-US">2012</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2013" xlink:label="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2013" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2013" xlink:to="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2013_lbl_f78bf5" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2013_lbl_f78bf5" xml:lang="en-US">2013</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2014" xlink:label="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2014" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2014" xlink:to="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2014_lbl_b948b7" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2014_lbl_b948b7" xml:lang="en-US">2014</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2015" xlink:label="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2015" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2015" xlink:to="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2015_lbl_122225" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2015_lbl_122225" xml:lang="en-US">2015</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2016" xlink:label="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2016" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2016" xlink:to="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2016_lbl_ba118d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2016_lbl_ba118d" xml:lang="en-US">2016</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2017" xlink:label="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2017" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2017" xlink:to="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2017_lbl_ecc19a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2017_lbl_ecc19a" xml:lang="en-US">2017</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2018" xlink:label="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2018" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2018" xlink:to="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2018_lbl_4bc3f7" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2018_lbl_4bc3f7" xml:lang="en-US">2018</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2019" xlink:label="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2019" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2019" xlink:to="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2019_lbl_31cd6d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2019_lbl_31cd6d" xml:lang="en-US">2019</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet" xlink:to="us-gaap_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet_lbl_c7de92" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet_lbl_c7de92" xml:lang="en-US">Total</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet" xlink:label="us-gaap_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet" xlink:to="us-gaap_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet_lbl_11" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet_lbl_11" xml:lang="en-US">[Short-duration Insurance Contracts, Cumulative Paid Claims and Allocated Claim Adjustment Expense, Net]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNetNotSeparatelyPresented" xlink:label="us-gaap_ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNetNotSeparatelyPresented" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNetNotSeparatelyPresented" xlink:to="us-gaap_ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNetNotSeparatelyPresented_lbl_240683" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNetNotSeparatelyPresented_lbl_240683" xml:lang="en-US">Net liability for unpaid claim and allocated claim adjustment expenses for the accident years presented</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AllOutstandingLiabilitiesBefore2011NetOfReinsurance" xlink:label="kins_AllOutstandingLiabilitiesBefore2011NetOfReinsurance" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AllOutstandingLiabilitiesBefore2011NetOfReinsurance" xlink:to="kins_AllOutstandingLiabilitiesBefore2011NetOfReinsurance_lbl_1ce5ab" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AllOutstandingLiabilitiesBefore2011NetOfReinsurance_lbl_1ce5ab" xml:lang="en-US">All outstanding liabilities before 2011, net of reinsurance</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet" xlink:label="us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet" xlink:to="us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_lbl_6cd42d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_lbl_6cd42d" xml:lang="en-US">Liabilities for claims and claim adjustment expenses, net of reinsurance</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2021" xlink:label="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2021" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2021" xlink:to="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2021_lbl_12233f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2021_lbl_12233f" xml:lang="en-US">2021</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_LiabilitiesForAllocatedLossAndLossAdjustmentExpensesNetOfReinsurance" xlink:label="kins_LiabilitiesForAllocatedLossAndLossAdjustmentExpensesNetOfReinsurance" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_LiabilitiesForAllocatedLossAndLossAdjustmentExpensesNetOfReinsurance" xlink:to="kins_LiabilitiesForAllocatedLossAndLossAdjustmentExpensesNetOfReinsurance_lbl_2cd665" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_LiabilitiesForAllocatedLossAndLossAdjustmentExpensesNetOfReinsurance_lbl_2cd665" xml:lang="en-US">Liabilities for loss and loss adjustment expenses, net of reinsurance</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments" xlink:label="us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments" xlink:to="us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_lbl_d5872d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_lbl_d5872d" xml:lang="en-US">Total reinsurance recoverable on unpaid claims</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet" xlink:label="us-gaap_ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet" xlink:to="us-gaap_ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet_lbl_641532" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet_lbl_641532" xml:lang="en-US">Unallocated loss adjustment expenses</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_TotalGrossLiabilityForLossAndLossAdjustmentExpenseReserves" xlink:label="kins_TotalGrossLiabilityForLossAndLossAdjustmentExpenseReserves" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_TotalGrossLiabilityForLossAndLossAdjustmentExpenseReserves" xlink:to="kins_TotalGrossLiabilityForLossAndLossAdjustmentExpenseReserves_lbl_51f1fc" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_TotalGrossLiabilityForLossAndLossAdjustmentExpenseReserves_lbl_51f1fc" xml:lang="en-US">Total gross liability for loss and LAE reserves</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskByTypeAxis" xlink:label="us-gaap_ConcentrationRiskByTypeAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConcentrationRiskByTypeAxis" xlink:to="us-gaap_ConcentrationRiskByTypeAxis_lbl_d4d613" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConcentrationRiskByTypeAxis_lbl_d4d613" xml:lang="en-US">Concentration Risk Type [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis" xlink:label="us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis" xlink:to="us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_lbl_d3a45b" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_lbl_d3a45b" xml:lang="en-US">Catastrophic Event [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_PropertyAndCasualtyPersonalInsuranceProductLinesMember" xlink:label="kins_PropertyAndCasualtyPersonalInsuranceProductLinesMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_PropertyAndCasualtyPersonalInsuranceProductLinesMember" xlink:to="kins_PropertyAndCasualtyPersonalInsuranceProductLinesMember_lbl_be429c" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_PropertyAndCasualtyPersonalInsuranceProductLinesMember_lbl_be429c" xml:lang="en-US">Property And Casualty Personal Insurance Product Line Member</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CatastropheMember" xlink:label="us-gaap_CatastropheMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CatastropheMember" xlink:to="us-gaap_CatastropheMember_lbl_107fab" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CatastropheMember_lbl_107fab" xml:lang="en-US">Catastrophe [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_PercentCeded" xlink:label="kins_PercentCeded" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_PercentCeded" xlink:to="kins_PercentCeded_lbl_619fd6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_PercentCeded_lbl_619fd6" xml:lang="en-US">Percent ceded</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_RiskRetained1" xlink:label="kins_RiskRetained1" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_RiskRetained1" xlink:to="kins_RiskRetained1_lbl_18fba4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_RiskRetained1_lbl_18fba4" xml:lang="en-US">Risk retained on initial $1,000,000 of losses</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ExcessOfLossCoverageAboveRiskRetained" xlink:label="kins_ExcessOfLossCoverageAboveRiskRetained" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ExcessOfLossCoverageAboveRiskRetained" xlink:to="kins_ExcessOfLossCoverageAboveRiskRetained_lbl_e4af60" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ExcessOfLossCoverageAboveRiskRetained_lbl_e4af60" xml:lang="en-US">Excess of loss coverage and facultative facility coverage</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_InExcessOf" xlink:label="kins_InExcessOf" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_InExcessOf" xlink:to="kins_InExcessOf_lbl_b43305" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_InExcessOf_lbl_b43305" xml:lang="en-US">In excess of</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_TotalReinsuranceCoveragePerOccurrence" xlink:label="kins_TotalReinsuranceCoveragePerOccurrence" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_TotalReinsuranceCoveragePerOccurrence" xlink:to="kins_TotalReinsuranceCoveragePerOccurrence_lbl_068805" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_TotalReinsuranceCoveragePerOccurrence_lbl_068805" xml:lang="en-US">Total reinsurance coverage per occurrence</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ExpirationDate" xlink:label="kins_ExpirationDate" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ExpirationDate" xlink:to="kins_ExpirationDate_lbl_80a839" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ExpirationDate_lbl_80a839" xml:lang="en-US">Expiration date</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_LossesPerOccurrenceSubjectReinsuranceCoverage" xlink:label="kins_LossesPerOccurrenceSubjectReinsuranceCoverage" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_LossesPerOccurrenceSubjectReinsuranceCoverage" xlink:to="kins_LossesPerOccurrenceSubjectReinsuranceCoverage_lbl_560d08" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_LossesPerOccurrenceSubjectReinsuranceCoverage_lbl_560d08" xml:lang="en-US">Losses per occurrence subject to reinsurance coverage</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_RiskRetainedPerCatastropheOccurrence" xlink:label="kins_RiskRetainedPerCatastropheOccurrence" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_RiskRetainedPerCatastropheOccurrence" xlink:to="kins_RiskRetainedPerCatastropheOccurrence_lbl_83e20e" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_RiskRetainedPerCatastropheOccurrence_lbl_83e20e" xml:lang="en-US">Risk retained per catastrophe occurrence</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_CatastropheLossCoverageInExcessOfQuotaShareCoverageWinterStormCoverage1" xlink:label="kins_CatastropheLossCoverageInExcessOfQuotaShareCoverageWinterStormCoverage1" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_CatastropheLossCoverageInExcessOfQuotaShareCoverageWinterStormCoverage1" xlink:to="kins_CatastropheLossCoverageInExcessOfQuotaShareCoverageWinterStormCoverage1_lbl_6671e4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_CatastropheLossCoverageInExcessOfQuotaShareCoverageWinterStormCoverage1_lbl_6671e4" xml:lang="en-US">Catastrophe loss coverage in excess of quota share coverage</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_LossesPerOccurrenceSubjectToReinsuranceCoverage" xlink:label="kins_LossesPerOccurrenceSubjectToReinsuranceCoverage" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_LossesPerOccurrenceSubjectToReinsuranceCoverage" xlink:to="kins_LossesPerOccurrenceSubjectToReinsuranceCoverage_lbl_429334" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_LossesPerOccurrenceSubjectToReinsuranceCoverage_lbl_429334" xml:lang="en-US">Losses per occurrence subject to quota share reinsurance coverage</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_InitialLossSubjectToPersonalLinesQuotaShareTreaty" xlink:label="kins_InitialLossSubjectToPersonalLinesQuotaShareTreaty" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_InitialLossSubjectToPersonalLinesQuotaShareTreaty" xlink:to="kins_InitialLossSubjectToPersonalLinesQuotaShareTreaty_lbl_0a14be" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_InitialLossSubjectToPersonalLinesQuotaShareTreaty_lbl_0a14be" xml:lang="en-US">Initial loss subject to personal lines quota share treaty</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ReinstatementPremiumProtection" xlink:label="kins_ReinstatementPremiumProtection" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ReinstatementPremiumProtection" xlink:to="kins_ReinstatementPremiumProtection_lbl_5d6d4a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ReinstatementPremiumProtection_lbl_5d6d4a" xml:lang="en-US">Reinstatement premium protection</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ProductOrServiceAxis" xlink:label="srt_ProductOrServiceAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="srt_ProductOrServiceAxis" xlink:to="srt_ProductOrServiceAxis_lbl_8e6948" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="srt_ProductOrServiceAxis_lbl_8e6948" xml:lang="en-US">Product and Service [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_PersonalUmbrellaMember" xlink:label="kins_PersonalUmbrellaMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_PersonalUmbrellaMember" xlink:to="kins_PersonalUmbrellaMember_lbl_8ae981" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_PersonalUmbrellaMember_lbl_8ae981" xml:lang="en-US">Personal Umbrella</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyAndCasualtyCommercialInsuranceProductLineMember" xlink:label="us-gaap_PropertyAndCasualtyCommercialInsuranceProductLineMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyAndCasualtyCommercialInsuranceProductLineMember" xlink:to="us-gaap_PropertyAndCasualtyCommercialInsuranceProductLineMember_lbl_c68177" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyAndCasualtyCommercialInsuranceProductLineMember_lbl_c68177" xml:lang="en-US">Commercial Lines [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_CommercialUmbrellaMember" xlink:label="kins_CommercialUmbrellaMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_CommercialUmbrellaMember" xlink:to="kins_CommercialUmbrellaMember_lbl_d30813" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_CommercialUmbrellaMember_lbl_d30813" xml:lang="en-US">Commercial Umbrella</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_PercentCededFirstMillionDollarsOfCoverage" xlink:label="kins_PercentCededFirstMillionDollarsOfCoverage" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_PercentCededFirstMillionDollarsOfCoverage" xlink:to="kins_PercentCededFirstMillionDollarsOfCoverage_lbl_dbebf2" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_PercentCededFirstMillionDollarsOfCoverage_lbl_dbebf2" xml:lang="en-US">Percent ceded - first $1000000 of coverage</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_PercentCededExcessOfOneMillionOfCoverage" xlink:label="kins_PercentCededExcessOfOneMillionOfCoverage" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_PercentCededExcessOfOneMillionOfCoverage" xlink:to="kins_PercentCededExcessOfOneMillionOfCoverage_lbl_ee91ae" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_PercentCededExcessOfOneMillionOfCoverage_lbl_ee91ae" xml:lang="en-US">Percent ceded - excess of $1000000 of coverage</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_RiskRetained1" xlink:to="kins_RiskRetained1_lbl_9ccb6d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_RiskRetained1_lbl_9ccb6d" xml:lang="en-US">Risk retained on initial $1,000,000 of losses</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_TotalReinsuranceCoveragePerOccurrence" xlink:to="kins_TotalReinsuranceCoveragePerOccurrence_lbl_499c13" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_TotalReinsuranceCoveragePerOccurrence_lbl_499c13" xml:lang="en-US">Total reinsurance coverage per occurrence</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_LossesPerOccurrenceSubjectToReinsuranceCoverage" xlink:to="kins_LossesPerOccurrenceSubjectToReinsuranceCoverage_lbl_b31e4a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_LossesPerOccurrenceSubjectToReinsuranceCoverage_lbl_b31e4a" xml:lang="en-US">Losses per occurrence subject to quota share reinsurance coverage</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ExpirationDate" xlink:to="kins_ExpirationDate_lbl_9150cb" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_ExpirationDate_lbl_9150cb" xml:lang="en-US">Expiration date</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ExcessOfLossCoverageAboveRiskRetained" xlink:to="kins_ExcessOfLossCoverageAboveRiskRetained_lbl_fceb6e" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_ExcessOfLossCoverageAboveRiskRetained_lbl_fceb6e" xml:lang="en-US">Excess of loss coverage and facultative facility coverage</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_InExcessOf" xlink:to="kins_InExcessOf_lbl_771749" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_InExcessOf_lbl_771749" xml:lang="en-US">In excess of</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InsuranceCommissions" xlink:label="us-gaap_InsuranceCommissions" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InsuranceCommissions" xlink:to="us-gaap_InsuranceCommissions_lbl_cf5056" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InsuranceCommissions_lbl_cf5056" xml:lang="en-US">Provisional ceding commissions earned</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ContingentCedingCommissionsEarned" xlink:label="kins_ContingentCedingCommissionsEarned" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ContingentCedingCommissionsEarned" xlink:to="kins_ContingentCedingCommissionsEarned_lbl_4c34fc" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ContingentCedingCommissionsEarned_lbl_4c34fc" xml:lang="en-US">Contingent ceding commissions earned</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_TotalCommissionsEarned" xlink:label="kins_TotalCommissionsEarned" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_TotalCommissionsEarned" xlink:to="kins_TotalCommissionsEarned_lbl_7a0709" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_TotalCommissionsEarned_lbl_7a0709" xml:lang="en-US">Total commissions earned</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ReinstatementPremiumProtectionMember" xlink:label="kins_ReinstatementPremiumProtectionMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ReinstatementPremiumProtectionMember" xlink:to="kins_ReinstatementPremiumProtectionMember_lbl_1129b7" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ReinstatementPremiumProtectionMember_lbl_1129b7" xml:lang="en-US">Reinstatement Premium Protection [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_PersonalLinesMember" xlink:label="kins_PersonalLinesMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_PersonalLinesMember" xlink:to="kins_PersonalLinesMember_lbl_5537a3" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_PersonalLinesMember_lbl_5537a3" xml:lang="en-US">Personal Lines</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MinimumMember" xlink:label="srt_MinimumMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="srt_MinimumMember" xlink:to="srt_MinimumMember_lbl_244c88" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="srt_MinimumMember_lbl_244c88" xml:lang="en-US">Minimum [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MaximumMember" xlink:label="srt_MaximumMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="srt_MaximumMember" xlink:to="srt_MaximumMember_lbl_068be8" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="srt_MaximumMember_lbl_068be8" xml:lang="en-US">Maximum [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_NetContingentCedingCommissionsPayable" xlink:label="kins_NetContingentCedingCommissionsPayable" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_NetContingentCedingCommissionsPayable" xlink:to="kins_NetContingentCedingCommissionsPayable_lbl_ad8d10" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_NetContingentCedingCommissionsPayable_lbl_ad8d10" xml:lang="en-US">Net contingent ceding commissions payable</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnSaleOfInsuranceBlock" xlink:label="us-gaap_GainLossOnSaleOfInsuranceBlock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSaleOfInsuranceBlock" xlink:to="us-gaap_GainLossOnSaleOfInsuranceBlock_lbl_a54e29" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnSaleOfInsuranceBlock_lbl_a54e29" xml:lang="en-US">Incurred losses and loss adjustment expenses are net of reinsurance recoveries under reinsurance contracts</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_PriorYearLossDevelopment" xlink:label="kins_PriorYearLossDevelopment" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_PriorYearLossDevelopment" xlink:to="kins_PriorYearLossDevelopment_lbl_069cf4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_PriorYearLossDevelopment_lbl_069cf4" xml:lang="en-US">Prior year loss development</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AdvancePremiums" xlink:to="kins_AdvancePremiums_lbl_e90203" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_AdvancePremiums_lbl_e90203" xml:lang="en-US">Advance premiums</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_CatastropheLossCoverageInExcessOfQuotaShareCoverageDescriptions" xlink:label="kins_CatastropheLossCoverageInExcessOfQuotaShareCoverageDescriptions" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_CatastropheLossCoverageInExcessOfQuotaShareCoverageDescriptions" xlink:to="kins_CatastropheLossCoverageInExcessOfQuotaShareCoverageDescriptions_lbl_b13234" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_CatastropheLossCoverageInExcessOfQuotaShareCoverageDescriptions_lbl_b13234" xml:lang="en-US">Catastrophe loss coverage in excess of quota share coverage, descriptions</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ExcessOfCatastropheCoverage" xlink:label="kins_ExcessOfCatastropheCoverage" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ExcessOfCatastropheCoverage" xlink:to="kins_ExcessOfCatastropheCoverage_lbl_0eeb60" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ExcessOfCatastropheCoverage_lbl_0eeb60" xml:lang="en-US">Excess of catastrophe coverage</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ReinstatementOfPremiumProtectionAmount" xlink:label="kins_ReinstatementOfPremiumProtectionAmount" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ReinstatementOfPremiumProtectionAmount" xlink:to="kins_ReinstatementOfPremiumProtectionAmount_lbl_139820" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ReinstatementOfPremiumProtectionAmount_lbl_139820" xml:lang="en-US">Reinstatement of premium protection, amount</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_IncurredClaimFromSuperstromSandy" xlink:label="kins_IncurredClaimFromSuperstromSandy" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_IncurredClaimFromSuperstromSandy" xlink:to="kins_IncurredClaimFromSuperstromSandy_lbl_ebb300" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_IncurredClaimFromSuperstromSandy_lbl_ebb300" xml:lang="en-US">Incurred claim from superstrom sandy</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_SingleRiskCoverage" xlink:label="kins_SingleRiskCoverage" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_SingleRiskCoverage" xlink:to="kins_SingleRiskCoverage_lbl_5db14c" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_SingleRiskCoverage_lbl_5db14c" xml:lang="en-US">Single risk coverage</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_DirectLoss" xlink:label="kins_DirectLoss" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_DirectLoss" xlink:to="kins_DirectLoss_lbl_6f47e0" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_DirectLoss_lbl_6f47e0" xml:lang="en-US">Direct loss</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="us-gaap_DebtDisclosureAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtDisclosureAbstract" xlink:to="us-gaap_DebtDisclosureAbstract_lbl_713285" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtDisclosureAbstract_lbl_713285" xml:lang="en-US">Debt (Details)</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="us-gaap_LongtermDebtTypeAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongtermDebtTypeAxis" xlink:to="us-gaap_LongtermDebtTypeAxis_lbl_94659d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LongtermDebtTypeAxis_lbl_94659d" xml:lang="en-US">Longterm Debt Type Axis</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableRateAxis" xlink:label="us-gaap_VariableRateAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_VariableRateAxis" xlink:to="us-gaap_VariableRateAxis_lbl_0dcf83" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_VariableRateAxis_lbl_0dcf83" xml:lang="en-US">Variable Rate Axis</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_SeniorNoteMember" xlink:label="kins_SeniorNoteMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_SeniorNoteMember" xlink:to="kins_SeniorNoteMember_lbl_f33695" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_SeniorNoteMember_lbl_f33695" xml:lang="en-US">5.50% Senior Unsecured Notes [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_DiscountMember" xlink:label="kins_DiscountMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_DiscountMember" xlink:to="kins_DiscountMember_lbl_a03007" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_DiscountMember_lbl_a03007" xml:lang="en-US">Discount [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_IssuanceCostsMember" xlink:label="kins_IssuanceCostsMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_IssuanceCostsMember" xlink:to="kins_IssuanceCostsMember_lbl_5ecf34" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_IssuanceCostsMember_lbl_5ecf34" xml:lang="en-US">Issuance costs [Member]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebt" xlink:to="us-gaap_LongTermDebt_lbl_6e3e0f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LongTermDebt_lbl_6e3e0f" xml:lang="en-US">Long-term debt, net</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis" xlink:label="srt_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="srt_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis" xlink:to="srt_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis_lbl_6eb7b6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="srt_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis_lbl_6eb7b6" xml:lang="en-US">Federal Home Loan Bank Advances Branch Of F H L B Bank Axis</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_FederalHomeLoanBankOfNewYorkMember" xlink:label="srt_FederalHomeLoanBankOfNewYorkMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="srt_FederalHomeLoanBankOfNewYorkMember" xlink:to="srt_FederalHomeLoanBankOfNewYorkMember_lbl_613ba6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="srt_FederalHomeLoanBankOfNewYorkMember_lbl_613ba6" xml:lang="en-US">Federal Home Loan Bank of New York [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AdvancesLimitDescription" xlink:label="kins_AdvancesLimitDescription" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AdvancesLimitDescription" xlink:to="kins_AdvancesLimitDescription_lbl_0f6948" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AdvancesLimitDescription_lbl_0f6948" xml:lang="en-US">Advances limit, description</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_MaximumAllowableAdvances" xlink:label="kins_MaximumAllowableAdvances" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_MaximumAllowableAdvances" xlink:to="kins_MaximumAllowableAdvances_lbl_7f1d10" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_MaximumAllowableAdvances_lbl_7f1d10" xml:lang="en-US">Maximum allowable advances</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentFaceAmount" xlink:label="us-gaap_DebtInstrumentFaceAmount" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentFaceAmount" xlink:to="us-gaap_DebtInstrumentFaceAmount_lbl_a38477" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentFaceAmount_lbl_a38477" xml:lang="en-US">Debt instrument, face amount</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="us-gaap_DebtInstrumentInterestRateStatedPercentage" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:to="us-gaap_DebtInstrumentInterestRateStatedPercentage_lbl_e06ed4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentInterestRateStatedPercentage_lbl_e06ed4" xml:lang="en-US">Debt instrument, interest rate</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentMaturityDate" xlink:label="us-gaap_DebtInstrumentMaturityDate" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentMaturityDate" xlink:to="us-gaap_DebtInstrumentMaturityDate_lbl_4e1809" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentMaturityDate_lbl_4e1809" xml:lang="en-US">Debt instrument, maturity date</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:label="us-gaap_ProceedsFromIssuanceOfLongTermDebt" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:to="us-gaap_ProceedsFromIssuanceOfLongTermDebt_lbl_cec4f5" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromIssuanceOfLongTermDebt_lbl_cec4f5" xml:lang="en-US">Proceeds from issuance of unsecured notes</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentUnamortizedDiscount" xlink:label="us-gaap_DebtInstrumentUnamortizedDiscount" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentUnamortizedDiscount" xlink:to="us-gaap_DebtInstrumentUnamortizedDiscount_lbl_305835" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentUnamortizedDiscount_lbl_305835" xml:lang="en-US">Debt instrument, unamortized discount</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_DebtInstrumentTransactionCost" xlink:label="kins_DebtInstrumentTransactionCost" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_DebtInstrumentTransactionCost" xlink:to="kins_DebtInstrumentTransactionCost_lbl_10fd38" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_DebtInstrumentTransactionCost_lbl_10fd38" xml:lang="en-US">Debt instrument, transaction cost</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_DebtInstrumentYieldPercentage" xlink:label="kins_DebtInstrumentYieldPercentage" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_DebtInstrumentYieldPercentage" xlink:to="kins_DebtInstrumentYieldPercentage_lbl_8de2de" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_DebtInstrumentYieldPercentage_lbl_8de2de" xml:lang="en-US">Debt instrument, yield percentage</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AmountUsedByCompany" xlink:label="kins_AmountUsedByCompany" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AmountUsedByCompany" xlink:to="kins_AmountUsedByCompany_lbl_976d5e" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AmountUsedByCompany_lbl_976d5e" xml:lang="en-US">Amount used by company</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_lbl_dab2f6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_lbl_dab2f6" xml:lang="en-US">Dividend Yield</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_lbl_b4b237" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_lbl_b4b237" xml:lang="en-US">Volatility</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_lbl_19d002" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_lbl_19d002" xml:lang="en-US">Risk-Free Interest Rate</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_lbl_314918" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_lbl_314918" xml:lang="en-US">Expected Life</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockOptionMember" xlink:label="us-gaap_StockOptionMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockOptionMember" xlink:to="us-gaap_StockOptionMember_lbl_437d9e" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockOptionMember_lbl_437d9e" xml:lang="en-US">Stock Option [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_NumberOfSharesOutstandingBeginningBalance" xlink:label="kins_NumberOfSharesOutstandingBeginningBalance" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_NumberOfSharesOutstandingBeginningBalance" xlink:to="kins_NumberOfSharesOutstandingBeginningBalance_lbl_df50c3" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_NumberOfSharesOutstandingBeginningBalance_lbl_df50c3" xml:lang="en-US">Number of Shares, Outstanding, Beginning Balance</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_NumberOfSharesOutstandingExercised" xlink:label="kins_NumberOfSharesOutstandingExercised" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_NumberOfSharesOutstandingExercised" xlink:to="kins_NumberOfSharesOutstandingExercised_lbl_b148e2" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_NumberOfSharesOutstandingExercised_lbl_b148e2" xml:lang="en-US">Number of Shares, Outstanding, Exercised</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_NumberOfSharesOutstandingExpired" xlink:label="kins_NumberOfSharesOutstandingExpired" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_NumberOfSharesOutstandingExpired" xlink:to="kins_NumberOfSharesOutstandingExpired_lbl_84742b" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_NumberOfSharesOutstandingExpired_lbl_84742b" xml:lang="en-US">Number of Shares, Outstanding, Expired</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_NumberOfSharesOutstandingGranted" xlink:label="kins_NumberOfSharesOutstandingGranted" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_NumberOfSharesOutstandingGranted" xlink:to="kins_NumberOfSharesOutstandingGranted_lbl_5e0d37" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_NumberOfSharesOutstandingGranted_lbl_5e0d37" xml:lang="en-US">Number of Shares, Outstanding, Granted</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_NumberOfSharesOutstandingEndingBalance" xlink:label="kins_NumberOfSharesOutstandingEndingBalance" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_NumberOfSharesOutstandingEndingBalance" xlink:to="kins_NumberOfSharesOutstandingEndingBalance_lbl_6743c0" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_NumberOfSharesOutstandingEndingBalance_lbl_6743c0" xml:lang="en-US">Number of Shares, Outstanding, Ending Balance</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_dfsd" xlink:label="kins_dfsd" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_dfsd" xlink:to="kins_dfsd_lbl_d9976e" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_dfsd_lbl_d9976e" xml:lang="en-US">Number of Shares, Outstanding, Vested and Exercisable</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_WeightedAverageExercisePricePerShareOutstandingBeginningBalance" xlink:label="kins_WeightedAverageExercisePricePerShareOutstandingBeginningBalance" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_WeightedAverageExercisePricePerShareOutstandingBeginningBalance" xlink:to="kins_WeightedAverageExercisePricePerShareOutstandingBeginningBalance_lbl_f452f3" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_WeightedAverageExercisePricePerShareOutstandingBeginningBalance_lbl_f452f3" xml:lang="en-US">Weighted Average Exercise Price per Share, Outstanding, Beginning Balance</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_WeightedAverageExercisePricePerShareOutstandingExpired" xlink:label="kins_WeightedAverageExercisePricePerShareOutstandingExpired" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_WeightedAverageExercisePricePerShareOutstandingExpired" xlink:to="kins_WeightedAverageExercisePricePerShareOutstandingExpired_lbl_0b18a0" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_WeightedAverageExercisePricePerShareOutstandingExpired_lbl_0b18a0" xml:lang="en-US">Weighted Average Exercise Price per Share, Outstanding, Expired</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_WeightedAverageExercisePricePerShareOutstandingEndingBalance" xlink:label="kins_WeightedAverageExercisePricePerShareOutstandingEndingBalance" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_WeightedAverageExercisePricePerShareOutstandingEndingBalance" xlink:to="kins_WeightedAverageExercisePricePerShareOutstandingEndingBalance_lbl_c6e0ec" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_WeightedAverageExercisePricePerShareOutstandingEndingBalance_lbl_c6e0ec" xml:lang="en-US">Weighted Average Exercise Price per Share, Outstanding, Ending Balance</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_WeightedAverageExercisePricePerShareOutstandingVestedAndExercisable" xlink:label="kins_WeightedAverageExercisePricePerShareOutstandingVestedAndExercisable" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_WeightedAverageExercisePricePerShareOutstandingVestedAndExercisable" xlink:to="kins_WeightedAverageExercisePricePerShareOutstandingVestedAndExercisable_lbl_529f9d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_WeightedAverageExercisePricePerShareOutstandingVestedAndExercisable_lbl_529f9d" xml:lang="en-US">Weighted Average Exercise Price per Share, Outstanding, Vested and Exercisable</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_WeightedAverageRemainingContractualTermBeginningBalance" xlink:label="kins_WeightedAverageRemainingContractualTermBeginningBalance" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_WeightedAverageRemainingContractualTermBeginningBalance" xlink:to="kins_WeightedAverageRemainingContractualTermBeginningBalance_lbl_4b7806" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_WeightedAverageRemainingContractualTermBeginningBalance_lbl_4b7806" xml:lang="en-US">Weighted Average Remaining Contractual Term, Beginning Balance</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_WeightedAverageRemainingContractualTermEndingBalance" xlink:label="kins_WeightedAverageRemainingContractualTermEndingBalance" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_WeightedAverageRemainingContractualTermEndingBalance" xlink:to="kins_WeightedAverageRemainingContractualTermEndingBalance_lbl_d3a5b2" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_WeightedAverageRemainingContractualTermEndingBalance_lbl_d3a5b2" xml:lang="en-US">Weighted Average Remaining Contractual Term, Ending Balance</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_WeightedAverageRemainingContractualTermVestedAndExercisable" xlink:label="kins_WeightedAverageRemainingContractualTermVestedAndExercisable" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_WeightedAverageRemainingContractualTermVestedAndExercisable" xlink:to="kins_WeightedAverageRemainingContractualTermVestedAndExercisable_lbl_1a8223" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_WeightedAverageRemainingContractualTermVestedAndExercisable_lbl_1a8223" xml:lang="en-US">Weighted Average Remaining Contractual Term, Vested and Exercisable</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AggregateIntrinsicValueBeginningBalance" xlink:label="kins_AggregateIntrinsicValueBeginningBalance" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AggregateIntrinsicValueBeginningBalance" xlink:to="kins_AggregateIntrinsicValueBeginningBalance_lbl_b8e609" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AggregateIntrinsicValueBeginningBalance_lbl_b8e609" xml:lang="en-US">Aggregate Intrinsic Value, Beginning Balance</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AggregateIntrinsicValueEndingBalance" xlink:label="kins_AggregateIntrinsicValueEndingBalance" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AggregateIntrinsicValueEndingBalance" xlink:to="kins_AggregateIntrinsicValueEndingBalance_lbl_33dcb7" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AggregateIntrinsicValueEndingBalance_lbl_33dcb7" xml:lang="en-US">Aggregate Intrinsic Value, Ending Balance</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AggregateIntrinsicValueVestedAndExercisable" xlink:label="kins_AggregateIntrinsicValueVestedAndExercisable" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AggregateIntrinsicValueVestedAndExercisable" xlink:to="kins_AggregateIntrinsicValueVestedAndExercisable_lbl_27acae" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AggregateIntrinsicValueVestedAndExercisable_lbl_27acae" xml:lang="en-US">Aggregate Intrinsic Value, Vested and Exercisable</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="us-gaap_AwardTypeAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AwardTypeAxis" xlink:to="us-gaap_AwardTypeAxis_lbl_30f6d7" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AwardTypeAxis_lbl_30f6d7" xml:lang="en-US">Award Type [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RestrictedStockMember" xlink:label="us-gaap_RestrictedStockMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RestrictedStockMember" xlink:to="us-gaap_RestrictedStockMember_lbl_10adee" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RestrictedStockMember_lbl_10adee" xml:lang="en-US">Restricted Stock [Member]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl_92a76e" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl_92a76e" xml:lang="en-US">Number of options outstanding, beginning</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl_2" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl_2" xml:lang="en-US">[Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_lbl_6cf898" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_lbl_6cf898" xml:lang="en-US">Granted shares</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_lbl_1f9203" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_lbl_1f9203" xml:lang="en-US">Vested shares</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_lbl_354ebc" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_lbl_354ebc" xml:lang="en-US">Forfeited shares</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl_6c1ff9" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl_6c1ff9" xml:lang="en-US">Number of options outstanding, ending</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_WeightedAverageGrantDateFairValuePerShareBeginningBalance" xlink:label="kins_WeightedAverageGrantDateFairValuePerShareBeginningBalance" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_WeightedAverageGrantDateFairValuePerShareBeginningBalance" xlink:to="kins_WeightedAverageGrantDateFairValuePerShareBeginningBalance_lbl_f7fcb0" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_WeightedAverageGrantDateFairValuePerShareBeginningBalance_lbl_f7fcb0" xml:lang="en-US">Weighted Average Grant Date Fair Value per Share, beginning balance</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_lbl_e6e89d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_lbl_e6e89d" xml:lang="en-US">Weighted Average Grant Date Fair Value per Share, granted</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedWeightedAverageGrantDateFairValue" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedWeightedAverageGrantDateFairValue" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedWeightedAverageGrantDateFairValue" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedWeightedAverageGrantDateFairValue_lbl_8c1302" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedWeightedAverageGrantDateFairValue_lbl_8c1302" xml:lang="en-US">Weighted Average Grant Date Fair Value per Share, vested</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_WeightedAverageGrantDateFairValuePerShareEndingBalance" xlink:label="kins_WeightedAverageGrantDateFairValuePerShareEndingBalance" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_WeightedAverageGrantDateFairValuePerShareEndingBalance" xlink:to="kins_WeightedAverageGrantDateFairValuePerShareEndingBalance_lbl_35e5af" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_WeightedAverageGrantDateFairValuePerShareEndingBalance_lbl_35e5af" xml:lang="en-US">Weighted Average Grant Date Fair Value per Share, ending balance</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_lbl_91a4fc" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_lbl_91a4fc" xml:lang="en-US">Aggregate Fair Value, beginning balance</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_lbl_11" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_lbl_11" xml:lang="en-US">[Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueVested" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueVested" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueVested" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueVested_lbl_d87d4c" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueVested_lbl_d87d4c" xml:lang="en-US">Aggregate Fair Value, granted</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1_lbl_863c10" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1_lbl_863c10" xml:lang="en-US">Aggregate Fair Value, vested</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AggregateFairValueForfeited" xlink:label="kins_AggregateFairValueForfeited" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AggregateFairValueForfeited" xlink:to="kins_AggregateFairValueForfeited_lbl_4545fe" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AggregateFairValueForfeited_lbl_4545fe" xml:lang="en-US">Aggregate Fair Value, Forfeited</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_lbl_3f27c1" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_lbl_3f27c1" xml:lang="en-US">Aggregate Fair Value, ending balance</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="us-gaap_PlanNameAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PlanNameAxis" xlink:to="us-gaap_PlanNameAxis_lbl_8d8e9d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PlanNameAxis_lbl_8d8e9d" xml:lang="en-US">Plan Name [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfWarrantOrRightAxis" xlink:label="us-gaap_ClassOfWarrantOrRightAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ClassOfWarrantOrRightAxis" xlink:to="us-gaap_ClassOfWarrantOrRightAxis_lbl_c4001f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ClassOfWarrantOrRightAxis_lbl_c4001f" xml:lang="en-US">Class of Warrant or Right [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_BoardOfDirectorsMember" xlink:label="kins_BoardOfDirectorsMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_BoardOfDirectorsMember" xlink:to="kins_BoardOfDirectorsMember_lbl_7738af" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_BoardOfDirectorsMember_lbl_7738af" xml:lang="en-US">Board Of Directors [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_Plan2014Member" xlink:label="kins_Plan2014Member" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_Plan2014Member" xlink:to="kins_Plan2014Member_lbl_cfb43f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_Plan2014Member_lbl_cfb43f" xml:lang="en-US">Plan 2014 Member</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_Black-ScholesOptionPricingModelMember" xlink:label="kins_Black-ScholesOptionPricingModelMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_Black-ScholesOptionPricingModelMember" xlink:to="kins_Black-ScholesOptionPricingModelMember_lbl_34a75f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_Black-ScholesOptionPricingModelMember_lbl_34a75f" xml:lang="en-US">Black - Scholes Option Pricing Model [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsCommonStock" xlink:label="us-gaap_DividendsCommonStock" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DividendsCommonStock" xlink:to="us-gaap_DividendsCommonStock_lbl_157c59" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DividendsCommonStock_lbl_157c59" xml:lang="en-US">Dividends declared</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_StockbasedCompensationExpenseRelatedToStockOptionsIsNetOfEstimatedForfeitures" xlink:label="kins_StockbasedCompensationExpenseRelatedToStockOptionsIsNetOfEstimatedForfeitures" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_StockbasedCompensationExpenseRelatedToStockOptionsIsNetOfEstimatedForfeitures" xlink:to="kins_StockbasedCompensationExpenseRelatedToStockOptionsIsNetOfEstimatedForfeitures_lbl_b041dc" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_StockbasedCompensationExpenseRelatedToStockOptionsIsNetOfEstimatedForfeitures_lbl_b041dc" xml:lang="en-US">Stock-based compensation expense related to stock options is net of estimated forfeitures</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_lbl_753003" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_lbl_753003" xml:lang="en-US">Stock-based compensation expense related to stock options is net of estimated forfeitures, rate</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_StockBasedCompensation" xlink:label="kins_StockBasedCompensation" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_StockBasedCompensation" xlink:to="kins_StockBasedCompensation_lbl_5f3c32" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_StockBasedCompensation_lbl_5f3c32" xml:lang="en-US">stock based compensation</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_EstimatedFairValueOfUnamortizedCompensationCostRelatedToUnvestedStockOptionAwards" xlink:label="kins_EstimatedFairValueOfUnamortizedCompensationCostRelatedToUnvestedStockOptionAwards" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_EstimatedFairValueOfUnamortizedCompensationCostRelatedToUnvestedStockOptionAwards" xlink:to="kins_EstimatedFairValueOfUnamortizedCompensationCostRelatedToUnvestedStockOptionAwards_lbl_8a6e23" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_EstimatedFairValueOfUnamortizedCompensationCostRelatedToUnvestedStockOptionAwards_lbl_8a6e23" xml:lang="en-US">Estimated fair value of unamortized compensation cost related to unvested stock option awards</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AggregateIntrinsicValueOptionsOutstandingAndOptionsExercisable" xlink:label="kins_AggregateIntrinsicValueOptionsOutstandingAndOptionsExercisable" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AggregateIntrinsicValueOptionsOutstandingAndOptionsExercisable" xlink:to="kins_AggregateIntrinsicValueOptionsOutstandingAndOptionsExercisable_lbl_932110" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AggregateIntrinsicValueOptionsOutstandingAndOptionsExercisable_lbl_932110" xml:lang="en-US">Aggregate intrinsic value, Options Outstanding and Options Exercisable</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AverageIntrinsicValueExpired" xlink:label="kins_AverageIntrinsicValueExpired" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AverageIntrinsicValueExpired" xlink:to="kins_AverageIntrinsicValueExpired_lbl_90b047" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AverageIntrinsicValueExpired_lbl_90b047" xml:lang="en-US">Average Intrinsic Value, Expired</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesAuthorized" xlink:to="us-gaap_CommonStockSharesAuthorized_lbl_d81134" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_CommonStockSharesAuthorized_lbl_d81134" xml:lang="en-US">Common stock shares authorized</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsPayableAmountPerShare" xlink:label="us-gaap_DividendsPayableAmountPerShare" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DividendsPayableAmountPerShare" xlink:to="us-gaap_DividendsPayableAmountPerShare_lbl_6a2661" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DividendsPayableAmountPerShare_lbl_6a2661" xml:lang="en-US">Dividend per share</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantInPeriod" xlink:label="kins_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantInPeriod" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantInPeriod" xlink:to="kins_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantInPeriod_lbl_606af3" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantInPeriod_lbl_606af3" xml:lang="en-US">Shares reserved for grants</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:label="us-gaap_ComponentsOfDeferredTaxAssetsAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:to="us-gaap_ComponentsOfDeferredTaxAssetsAbstract_lbl_47019d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ComponentsOfDeferredTaxAssetsAbstract_lbl_47019d" xml:lang="en-US">Deferred tax asset:</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:label="us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:to="us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_lbl_fd8284" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_lbl_fd8284" xml:lang="en-US">Net operating loss carryovers (1)</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_ClaimsReserveDiscount" xlink:label="kins_ClaimsReserveDiscount" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_ClaimsReserveDiscount" xlink:to="kins_ClaimsReserveDiscount_lbl_e3a35c" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_ClaimsReserveDiscount_lbl_e3a35c" xml:lang="en-US">Claims reserve discount</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsDeferredIncome" xlink:label="us-gaap_DeferredTaxAssetsDeferredIncome" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsDeferredIncome" xlink:to="us-gaap_DeferredTaxAssetsDeferredIncome_lbl_71f35d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsDeferredIncome_lbl_71f35d" xml:lang="en-US">Unearned premium</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_DeferredCedingCommissionRevenuedDeferredTax" xlink:label="kins_DeferredCedingCommissionRevenuedDeferredTax" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_DeferredCedingCommissionRevenuedDeferredTax" xlink:to="kins_DeferredCedingCommissionRevenuedDeferredTax_lbl_2d05de" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_DeferredCedingCommissionRevenuedDeferredTax_lbl_2d05de" xml:lang="en-US">Deferred ceding commission revenues</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsOther" xlink:label="us-gaap_DeferredTaxAssetsOther" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsOther" xlink:to="us-gaap_DeferredTaxAssetsOther_lbl_ae7c4b" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsOther_lbl_ae7c4b" xml:lang="en-US">Other</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="us-gaap_DeferredTaxAssetsGross" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsGross" xlink:to="us-gaap_DeferredTaxAssetsGross_lbl_621b1c" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsGross_lbl_621b1c" xml:lang="en-US">Total deferred tax assets</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract" xlink:label="us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract" xlink:to="us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_lbl_a54eb5" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_lbl_a54eb5" xml:lang="en-US">Deferred tax liability:</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesInvestments" xlink:label="us-gaap_DeferredTaxLiabilitiesInvestments" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxLiabilitiesInvestments" xlink:to="us-gaap_DeferredTaxLiabilitiesInvestments_lbl_0e2e9d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxLiabilitiesInvestments_lbl_0e2e9d" xml:lang="en-US">Investment in KICO (2)</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesDeferredExpense" xlink:label="us-gaap_DeferredTaxLiabilitiesDeferredExpense" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxLiabilitiesDeferredExpense" xlink:to="us-gaap_DeferredTaxLiabilitiesDeferredExpense_lbl_3f0087" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxLiabilitiesDeferredExpense_lbl_3f0087" xml:lang="en-US">Deferred acquisition costs</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:label="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:to="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_lbl_2934e1" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_lbl_2934e1" xml:lang="en-US">Intangibles asset</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:to="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_lbl_774f89" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_lbl_774f89" xml:lang="en-US">Depreciation and amortization</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:label="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:to="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_lbl_13" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_lbl_13" xml:lang="en-US">[Deferred Tax Liabilities, Property, Plant and Equipment]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_NetUnrealizedGainsLossesOfSecurities" xlink:label="kins_NetUnrealizedGainsLossesOfSecurities" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_NetUnrealizedGainsLossesOfSecurities" xlink:to="kins_NetUnrealizedGainsLossesOfSecurities_lbl_fa2680" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_NetUnrealizedGainsLossesOfSecurities_lbl_fa2680" xml:lang="en-US">Net unrealized gains (losses) of securities - available-for-sale</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="us-gaap_DeferredIncomeTaxLiabilities" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredIncomeTaxLiabilities" xlink:to="us-gaap_DeferredIncomeTaxLiabilities_lbl_ed323c" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredIncomeTaxLiabilities_lbl_ed323c" xml:lang="en-US">Total deferred tax liabilities</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome" xlink:label="us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome" xlink:to="us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome_lbl_550f1a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome_lbl_550f1a" xml:lang="en-US">Net deferred income tax liability</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_FederalOnlyCurrentYearA" xlink:label="kins_FederalOnlyCurrentYearA" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_FederalOnlyCurrentYearA" xlink:to="kins_FederalOnlyCurrentYearA_lbl_ab937f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_FederalOnlyCurrentYearA_lbl_ab937f" xml:lang="en-US">Federal only, current year (A)</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_NolCarriedBack" xlink:label="kins_NolCarriedBack" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_NolCarriedBack" xlink:to="kins_NolCarriedBack_lbl_d99a58" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_NolCarriedBack_lbl_d99a58" xml:lang="en-US">NOL carried back</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_FederalonlyCurrentYear" xlink:label="kins_FederalonlyCurrentYear" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_FederalonlyCurrentYear" xlink:to="kins_FederalonlyCurrentYear_lbl_2b5f07" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_FederalonlyCurrentYear_lbl_2b5f07" xml:lang="en-US">Federal only, current year</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_StateOnlyB" xlink:label="kins_StateOnlyB" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_StateOnlyB" xlink:to="kins_StateOnlyB_lbl_51a720" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_StateOnlyB_lbl_51a720" xml:lang="en-US">State only (B)</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLossCarryforwardsExpirationDate" xlink:label="us-gaap_OperatingLossCarryforwardsExpirationDate" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLossCarryforwardsExpirationDate" xlink:to="us-gaap_OperatingLossCarryforwardsExpirationDate_lbl_e0378b" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLossCarryforwardsExpirationDate_lbl_e0378b" xml:lang="en-US">Expiration of net operating loss carryforward</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="us-gaap_DeferredTaxAssetsValuationAllowance" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsValuationAllowance" xlink:to="us-gaap_DeferredTaxAssetsValuationAllowance_lbl_d0b8b6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsValuationAllowance_lbl_d0b8b6" xml:lang="en-US">Valuation allowance</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_StateOnlyNetOfValuationAllowance" xlink:label="kins_StateOnlyNetOfValuationAllowance" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_StateOnlyNetOfValuationAllowance" xlink:to="kins_StateOnlyNetOfValuationAllowance_lbl_8382b7" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_StateOnlyNetOfValuationAllowance_lbl_8382b7" xml:lang="en-US">State only, net of valuation allowance</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsTaxCreditCarryforwards" xlink:label="us-gaap_DeferredTaxAssetsTaxCreditCarryforwards" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsTaxCreditCarryforwards" xlink:to="us-gaap_DeferredTaxAssetsTaxCreditCarryforwards_lbl_162e3a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsTaxCreditCarryforwards_lbl_162e3a" xml:lang="en-US">Total deferred tax asset from net operating loss carryovers</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AwardDateAxis" xlink:label="us-gaap_AwardDateAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AwardDateAxis" xlink:to="us-gaap_AwardDateAxis_lbl_e81a9b" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AwardDateAxis_lbl_e81a9b" xml:lang="en-US">Award Date [Axis]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_KICOMember" xlink:to="kins_KICOMember_lbl_5e4c35" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_KICOMember_lbl_5e4c35" xml:lang="en-US">KICO</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_JulyFirstTwoThousandNineMember" xlink:label="kins_JulyFirstTwoThousandNineMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_JulyFirstTwoThousandNineMember" xlink:to="kins_JulyFirstTwoThousandNineMember_lbl_5bdeee" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_JulyFirstTwoThousandNineMember_lbl_5bdeee" xml:lang="en-US">July 1, 2009</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate" xlink:label="us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate" xlink:to="us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate_lbl_f7ed7c" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate_lbl_f7ed7c" xml:lang="en-US">Corporate tax rate</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLossCarryforwards" xlink:label="us-gaap_OperatingLossCarryforwards" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLossCarryforwards" xlink:to="us-gaap_OperatingLossCarryforwards_lbl_928fd8" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLossCarryforwards_lbl_928fd8" xml:lang="en-US">Net operating loss carryover</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetBackedSecuritiesAtCarryingValue" xlink:label="us-gaap_AssetBackedSecuritiesAtCarryingValue" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AssetBackedSecuritiesAtCarryingValue" xlink:to="us-gaap_AssetBackedSecuritiesAtCarryingValue_lbl_f3407f" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AssetBackedSecuritiesAtCarryingValue_lbl_f3407f" xml:lang="en-US">Original purchase surplus notes</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestReceivable" xlink:label="us-gaap_InterestReceivable" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestReceivable" xlink:to="us-gaap_InterestReceivable_lbl_f16331" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestReceivable_lbl_f16331" xml:lang="en-US">Untaxed interest</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender" xlink:label="us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender" xlink:to="us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender_lbl_b56267" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender_lbl_b56267" xml:lang="en-US">Deferred tax liability reduced</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxAssetsFrequentFlierLiability" xlink:label="us-gaap_DeferredTaxAssetsFrequentFlierLiability" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsFrequentFlierLiability" xlink:to="us-gaap_DeferredTaxAssetsFrequentFlierLiability_lbl_1e5bb2" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsFrequentFlierLiability_lbl_1e5bb2" xml:lang="en-US">Deferred tax liability</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeFixedInterestRate" xlink:label="us-gaap_DerivativeFixedInterestRate" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeFixedInterestRate" xlink:to="us-gaap_DerivativeFixedInterestRate_lbl_9a6ff7" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeFixedInterestRate_lbl_9a6ff7" xml:lang="en-US">Acquired equity interest rate</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivableWithImputedInterestFaceAmount" xlink:label="us-gaap_ReceivableWithImputedInterestFaceAmount" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReceivableWithImputedInterestFaceAmount" xlink:to="us-gaap_ReceivableWithImputedInterestFaceAmount_lbl_a21135" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ReceivableWithImputedInterestFaceAmount_lbl_a21135" xml:lang="en-US">Consideration exchange principal amount</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:to="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl_d95aef" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl_d95aef" xml:lang="en-US">Weighted average number of shares outstanding</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DilutiveSecurities" xlink:label="us-gaap_DilutiveSecurities" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DilutiveSecurities" xlink:to="us-gaap_DilutiveSecurities_lbl_f52cee" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DilutiveSecurities_lbl_f52cee" xml:lang="en-US">Effect of dilutive securities, common share equivalents: Stock options</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AmountOfDilutiveSecuritiesStockOptionsAndRestrictiveStockUnits" xlink:label="us-gaap_AmountOfDilutiveSecuritiesStockOptionsAndRestrictiveStockUnits" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AmountOfDilutiveSecuritiesStockOptionsAndRestrictiveStockUnits" xlink:to="us-gaap_AmountOfDilutiveSecuritiesStockOptionsAndRestrictiveStockUnits_lbl_e69978" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AmountOfDilutiveSecuritiesStockOptionsAndRestrictiveStockUnits_lbl_e69978" xml:lang="en-US">Effect of dilutive securities, common share equivalents: Restricted stock awards</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl_504c71" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl_504c71" xml:lang="en-US">Weighted average number of shares outstanding, used for computing diluted earnings per share</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseCost" xlink:label="us-gaap_OperatingLeaseCost" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeaseCost" xlink:to="us-gaap_OperatingLeaseCost_lbl_6b53a0" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeaseCost_lbl_6b53a0" xml:lang="en-US">Operating leases</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermLeaseCost" xlink:label="us-gaap_ShortTermLeaseCost" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShortTermLeaseCost" xlink:to="us-gaap_ShortTermLeaseCost_lbl_a8582a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShortTermLeaseCost_lbl_a8582a" xml:lang="en-US">Short-term leases</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LeaseCost" xlink:label="us-gaap_LeaseCost" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LeaseCost" xlink:to="us-gaap_LeaseCost_lbl_83a37b" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LeaseCost_lbl_83a37b" xml:lang="en-US">Total lease cost</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_OtherInformationOnOperatingLeasesAbstract" xlink:label="kins_OtherInformationOnOperatingLeasesAbstract" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_OtherInformationOnOperatingLeasesAbstract" xlink:to="kins_OtherInformationOnOperatingLeasesAbstract_lbl_0e6fd3" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_OtherInformationOnOperatingLeasesAbstract_lbl_0e6fd3" xml:lang="en-US">Other information on operating leases</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_CashPaymentsIncludedInMeasurementOfLeaseLiabilityInOperatingCashFlows" xlink:label="kins_CashPaymentsIncludedInMeasurementOfLeaseLiabilityInOperatingCashFlows" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_CashPaymentsIncludedInMeasurementOfLeaseLiabilityInOperatingCashFlows" xlink:to="kins_CashPaymentsIncludedInMeasurementOfLeaseLiabilityInOperatingCashFlows_lbl_e2d2df" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_CashPaymentsIncludedInMeasurementOfLeaseLiabilityInOperatingCashFlows_lbl_e2d2df" xml:lang="en-US">Cash payments included in the measurement of lease liability in operating cash flows</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_RemainingLeaseTermInYears" xlink:label="kins_RemainingLeaseTermInYears" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_RemainingLeaseTermInYears" xlink:to="kins_RemainingLeaseTermInYears_lbl_2dbf28" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_RemainingLeaseTermInYears_lbl_2dbf28" xml:lang="en-US">Remaining lease term in years</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent" xlink:label="us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent" xlink:to="us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent_lbl_309770" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent_lbl_309770" xml:lang="en-US">Discount rate</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_lbl_89855d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_lbl_89855d" xml:lang="en-US">Remainder of 2021</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_lbl_eb7b02" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_lbl_eb7b02" xml:lang="en-US">2022</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_lbl_38a72d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_lbl_38a72d" xml:lang="en-US">2023</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_lbl_dbdcad" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_lbl_dbdcad" xml:lang="en-US">2024</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_lbl_88cc9e" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_lbl_88cc9e" xml:lang="en-US">2025</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_lbl_0c5297" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_lbl_0c5297" xml:lang="en-US">Thereafter</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDue" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDue_lbl_5fb8fe" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDue_lbl_5fb8fe" xml:lang="en-US">Total undiscounted lease payments</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_OperatingLeaseLiabilityLessPresentValueAdjustment" xlink:label="kins_OperatingLeaseLiabilityLessPresentValueAdjustment" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_OperatingLeaseLiabilityLessPresentValueAdjustment" xlink:to="kins_OperatingLeaseLiabilityLessPresentValueAdjustment_lbl_367b66" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_OperatingLeaseLiabilityLessPresentValueAdjustment_lbl_367b66" xml:lang="en-US">Less: present value adjustment</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseLiability" xlink:label="us-gaap_OperatingLeaseLiability" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeaseLiability" xlink:to="us-gaap_OperatingLeaseLiability_lbl_ff73c2" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeaseLiability_lbl_ff73c2" xml:lang="en-US">Operating lease liability</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RestatementAxis" xlink:label="srt_RestatementAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="srt_RestatementAxis" xlink:to="srt_RestatementAxis_lbl_83f341" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="srt_RestatementAxis_lbl_83f341" xml:lang="en-US">Restatement Axis</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionAxis" xlink:label="us-gaap_RelatedPartyTransactionAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RelatedPartyTransactionAxis" xlink:to="us-gaap_RelatedPartyTransactionAxis_lbl_b7948b" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RelatedPartyTransactionAxis_lbl_b7948b" xml:lang="en-US">Related Party Transaction [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_GoldenEmloymentAgreementMember" xlink:label="kins_GoldenEmloymentAgreementMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_GoldenEmloymentAgreementMember" xlink:to="kins_GoldenEmloymentAgreementMember_lbl_986889" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_GoldenEmloymentAgreementMember_lbl_986889" xml:lang="en-US">Golden Emloyment Agreement [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_MeryGoldenChiefOperatingOfficerMember" xlink:label="kins_MeryGoldenChiefOperatingOfficerMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_MeryGoldenChiefOperatingOfficerMember" xlink:to="kins_MeryGoldenChiefOperatingOfficerMember_lbl_94cbd3" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_MeryGoldenChiefOperatingOfficerMember_lbl_94cbd3" xml:lang="en-US">Mery Golden Chief Operating Officer [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_DaleAThatcherMember" xlink:label="kins_DaleAThatcherMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_DaleAThatcherMember" xlink:to="kins_DaleAThatcherMember_lbl_e19706" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_DaleAThatcherMember_lbl_e19706" xml:lang="en-US">Dale A. Thatcher [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_RelinquishmentAgreementMember" xlink:label="kins_RelinquishmentAgreementMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_RelinquishmentAgreementMember" xlink:to="kins_RelinquishmentAgreementMember_lbl_af1987" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_RelinquishmentAgreementMember_lbl_af1987" xml:lang="en-US">Relinquishment Agreement [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_JanuaryFirstTwoThousandTwentyOneMember" xlink:label="kins_JanuaryFirstTwoThousandTwentyOneMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_JanuaryFirstTwoThousandTwentyOneMember" xlink:to="kins_JanuaryFirstTwoThousandTwentyOneMember_lbl_510afc" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_JanuaryFirstTwoThousandTwentyOneMember_lbl_510afc" xml:lang="en-US">January 1, 2021 [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_JanuaryFirstTwoThousandTwentyTwoMember" xlink:label="kins_JanuaryFirstTwoThousandTwentyTwoMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_JanuaryFirstTwoThousandTwentyTwoMember" xlink:to="kins_JanuaryFirstTwoThousandTwentyTwoMember_lbl_b6d63e" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_JanuaryFirstTwoThousandTwentyTwoMember_lbl_b6d63e" xml:lang="en-US">January 1, 2022 [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_BarryGoldsteinPresidentChiefExecutiveOfficerAndExecutiveChairmanOfTheBoardMember" xlink:label="kins_BarryGoldsteinPresidentChiefExecutiveOfficerAndExecutiveChairmanOfTheBoardMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_BarryGoldsteinPresidentChiefExecutiveOfficerAndExecutiveChairmanOfTheBoardMember" xlink:to="kins_BarryGoldsteinPresidentChiefExecutiveOfficerAndExecutiveChairmanOfTheBoardMember_lbl_1e4d04" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_BarryGoldsteinPresidentChiefExecutiveOfficerAndExecutiveChairmanOfTheBoardMember_lbl_1e4d04" xml:lang="en-US">Barry Goldstein, President, Chief Executive Officer and Executive Chairman of the Board [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_EmploymentAgreementMember" xlink:label="kins_EmploymentAgreementMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_EmploymentAgreementMember" xlink:to="kins_EmploymentAgreementMember_lbl_123d49" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_EmploymentAgreementMember_lbl_123d49" xml:lang="en-US">Employment Agreement [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_AmendedEmploymentAgreementMember" xlink:label="kins_AmendedEmploymentAgreementMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_AmendedEmploymentAgreementMember" xlink:to="kins_AmendedEmploymentAgreementMember_lbl_a84d39" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_AmendedEmploymentAgreementMember_lbl_a84d39" xml:lang="en-US">Amended Employment Agreement [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_JanuaryTwoThousandTwentyMember" xlink:label="kins_JanuaryTwoThousandTwentyMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_JanuaryTwoThousandTwentyMember" xlink:to="kins_JanuaryTwoThousandTwentyMember_lbl_1383ff" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_JanuaryTwoThousandTwentyMember_lbl_1383ff" xml:lang="en-US">January 2020 [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_MrGoldsteinMember" xlink:label="kins_MrGoldsteinMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_MrGoldsteinMember" xlink:to="kins_MrGoldsteinMember_lbl_e2fa74" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_MrGoldsteinMember_lbl_e2fa74" xml:lang="en-US">Barry GoldsteinMr. Goldstein [Member]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LeaseAndRentalExpense" xlink:label="us-gaap_LeaseAndRentalExpense" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LeaseAndRentalExpense" xlink:to="us-gaap_LeaseAndRentalExpense_lbl_ae3a13" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LeaseAndRentalExpense_lbl_ae3a13" xml:lang="en-US">Rent expenses</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SalariesWagesAndOfficersCompensation" xlink:label="us-gaap_SalariesWagesAndOfficersCompensation" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SalariesWagesAndOfficersCompensation" xlink:to="us-gaap_SalariesWagesAndOfficersCompensation_lbl_70c5d6" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SalariesWagesAndOfficersCompensation_lbl_70c5d6" xml:lang="en-US">Salary</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtConversionConvertedInstrumentWarrantsOrOptionsIssued1" xlink:label="us-gaap_DebtConversionConvertedInstrumentWarrantsOrOptionsIssued1" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtConversionConvertedInstrumentWarrantsOrOptionsIssued1" xlink:to="us-gaap_DebtConversionConvertedInstrumentWarrantsOrOptionsIssued1_lbl_46eb3c" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtConversionConvertedInstrumentWarrantsOrOptionsIssued1_lbl_46eb3c" xml:lang="en-US">Option purchase</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_DescriptionOfPaymentsAndBenefits" xlink:label="kins_DescriptionOfPaymentsAndBenefits" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_DescriptionOfPaymentsAndBenefits" xlink:to="kins_DescriptionOfPaymentsAndBenefits_lbl_a332bb" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_DescriptionOfPaymentsAndBenefits_lbl_a332bb" xml:lang="en-US">Description of payments and benefits</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedNumberOfShares" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedNumberOfShares" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedNumberOfShares" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedNumberOfShares_lbl_ce77a4" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedNumberOfShares_lbl_ce77a4" xml:lang="en-US">Unissued shares vested</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentForContingentConsiderationLiabilityInvestingActivities" xlink:label="us-gaap_PaymentForContingentConsiderationLiabilityInvestingActivities" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentForContingentConsiderationLiabilityInvestingActivities" xlink:to="us-gaap_PaymentForContingentConsiderationLiabilityInvestingActivities_lbl_e529ad" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentForContingentConsiderationLiabilityInvestingActivities_lbl_e529ad" xml:lang="en-US">Aggregate consideration payment</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_DescriptionAnnualBonus" xlink:label="kins_DescriptionAnnualBonus" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_DescriptionAnnualBonus" xlink:to="kins_DescriptionAnnualBonus_lbl_533120" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_DescriptionAnnualBonus_lbl_533120" xml:lang="en-US">Description Annual Bonus</link:label>
    <link:loc xlink:type="locator" xlink:href="kins-20210331.xsd#kins_EmploymentAgreementDescription" xlink:label="kins_EmploymentAgreementDescription" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_EmploymentAgreementDescription" xlink:to="kins_EmploymentAgreementDescription_lbl_01cb9e" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="kins_EmploymentAgreementDescription_lbl_01cb9e" xml:lang="en-US">Employment agreement description</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross" xlink:label="us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross" xlink:to="us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross_lbl_67b30d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross_lbl_67b30d" xml:lang="en-US">Restricted stock issued</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross" xlink:label="us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross" xlink:to="us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross_lbl_344b12" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross_lbl_344b12" xml:lang="en-US">Restricted stock issued value</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeveranceCosts1" xlink:label="us-gaap_SeveranceCosts1" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeveranceCosts1" xlink:to="us-gaap_SeveranceCosts1_lbl_28051d" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SeveranceCosts1_lbl_28051d" xml:lang="en-US">Severance payments</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredCompensationLiabilityCurrent" xlink:label="us-gaap_DeferredCompensationLiabilityCurrent" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredCompensationLiabilityCurrent" xlink:to="us-gaap_DeferredCompensationLiabilityCurrent_lbl_3f0f0a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredCompensationLiabilityCurrent_lbl_3f0f0a" xml:lang="en-US">Deferred compensation liability</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualDescription" xlink:label="us-gaap_DeferredCompensationArrangementWithIndividualDescription" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredCompensationArrangementWithIndividualDescription" xlink:to="us-gaap_DeferredCompensationArrangementWithIndividualDescription_lbl_5b67f9" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredCompensationArrangementWithIndividualDescription_lbl_5b67f9" xml:lang="en-US">Description of deferred compensation</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventTypeAxis" xlink:label="us-gaap_SubsequentEventTypeAxis" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SubsequentEventTypeAxis" xlink:to="us-gaap_SubsequentEventTypeAxis_lbl_816949" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SubsequentEventTypeAxis_lbl_816949" xml:lang="en-US">Subsequent Event Type [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventMember" xlink:label="us-gaap_SubsequentEventMember" />
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SubsequentEventMember" xlink:to="us-gaap_SubsequentEventMember_lbl_4dab0e" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SubsequentEventMember_lbl_4dab0e" xml:lang="en-US">Subsequent Event [Member]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kins_BoardOfDirectorsMember" xlink:to="kins_BoardOfDirectorsMember_lbl_d41202" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="kins_BoardOfDirectorsMember_lbl_d41202" xml:lang="en-US">Board Of Directors [Member]</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DividendsPayableAmountPerShare" xlink:to="us-gaap_DividendsPayableAmountPerShare_lbl_eaac1a" xlink:type="arc" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DividendsPayableAmountPerShare_lbl_eaac1a" xml:lang="en-US">Dividend</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_LossAndLossAdjustmentExpenses" xlink:to="kins_LossAndLossAdjustmentExpenses_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_LossAndLossAdjustmentExpenses_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_ComprehensiveIncome" xlink:to="kins_ComprehensiveIncome_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_ComprehensiveIncome_d">Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distr</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_DirectPropertyAndCasultyInsuranceActivity" xlink:to="kins_DirectPropertyAndCasultyInsuranceActivity_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_DirectPropertyAndCasultyInsuranceActivity_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_AssumedPropertyAndCasultyInsuranceActivity" xlink:to="kins_AssumedPropertyAndCasultyInsuranceActivity_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_AssumedPropertyAndCasultyInsuranceActivity_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_CededPropertyAndCasultyInsuranceActivity" xlink:to="kins_CededPropertyAndCasultyInsuranceActivity_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_CededPropertyAndCasultyInsuranceActivity_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_NetPropertyAndCasultyInsuranceActivity" xlink:to="kins_NetPropertyAndCasultyInsuranceActivity_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_NetPropertyAndCasultyInsuranceActivity_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_LessReinsuranceRecoverables" xlink:to="kins_LessReinsuranceRecoverables_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_LessReinsuranceRecoverables_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_NetBalanceBeginningOfPeriod" xlink:to="kins_NetBalanceBeginningOfPeriod_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_NetBalanceBeginningOfPeriod_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_CurrentYearPropertyAndCasultyInsuranceActivity" xlink:to="kins_CurrentYearPropertyAndCasultyInsuranceActivity_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_CurrentYearPropertyAndCasultyInsuranceActivity_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_PriorYearsPropertyAndCasultyInsuranceActivity" xlink:to="kins_PriorYearsPropertyAndCasultyInsuranceActivity_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_PriorYearsPropertyAndCasultyInsuranceActivity_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_TotalIncurredPropertyAndCasultyInsuranceActivity" xlink:to="kins_TotalIncurredPropertyAndCasultyInsuranceActivity_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_TotalIncurredPropertyAndCasultyInsuranceActivity_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_PaidRelatedToCurrentYear" xlink:to="kins_PaidRelatedToCurrentYear_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_PaidRelatedToCurrentYear_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_PaidRelatedToPriorYears" xlink:to="kins_PaidRelatedToPriorYears_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_PaidRelatedToPriorYears_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_PaidRelatedToTotalPaid" xlink:to="kins_PaidRelatedToTotalPaid_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_PaidRelatedToTotalPaid_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_NetBalanceAtEndOfPeriod" xlink:to="kins_NetBalanceAtEndOfPeriod_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_NetBalanceAtEndOfPeriod_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_AddReinsuranceRecoverables" xlink:to="kins_AddReinsuranceRecoverables_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_AddReinsuranceRecoverables_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_BalanceAtEndOfPeriod" xlink:to="kins_BalanceAtEndOfPeriod_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_BalanceAtEndOfPeriod_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_FederalOnlyCurrentYearA" xlink:to="kins_FederalOnlyCurrentYearA_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_FederalOnlyCurrentYearA_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_NolCarriedBack" xlink:to="kins_NolCarriedBack_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_NolCarriedBack_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_StateOnlyB" xlink:to="kins_StateOnlyB_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_StateOnlyB_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_StateOnlyNetOfValuationAllowance" xlink:to="kins_StateOnlyNetOfValuationAllowance_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_StateOnlyNetOfValuationAllowance_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_ClaimsReserveDiscount" xlink:to="kins_ClaimsReserveDiscount_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_ClaimsReserveDiscount_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_DeferredCedingCommissionRevenuedDeferredTax" xlink:to="kins_DeferredCedingCommissionRevenuedDeferredTax_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_DeferredCedingCommissionRevenuedDeferredTax_d">Custom Element</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_PropertyAndCasualtyInsuranceActivityTextBlock" xlink:to="kins_PropertyAndCasualtyInsuranceActivityTextBlock_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_PropertyAndCasualtyInsuranceActivityTextBlock_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_AccountingChangesPolicyTextBlock" xlink:to="kins_AccountingChangesPolicyTextBlock_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_AccountingChangesPolicyTextBlock_d">The entire disclosure for reporting accounting changes and error corrections. It includes the conveyance of information necessary for a user of the Company's financial information to understand all aspects and required disclosure information concerning al</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_ScheduleOfAvailableForSaleFixedMaturitySecuritiesContractualMaturityTableTextBlock" xlink:to="kins_ScheduleOfAvailableForSaleFixedMaturitySecuritiesContractualMaturityTableTextBlock_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_ScheduleOfAvailableForSaleFixedMaturitySecuritiesContractualMaturityTableTextBlock_d">Schedule of available-for-sale securities which includes, but is not limited to, changes in the cost basis and fair value, fair value and gross unrealized gain (loss), fair values by type of security, contractual maturity and classification, amortized cos</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_ScheduleOfHeldToMaturitySecurities" xlink:to="kins_ScheduleOfHeldToMaturitySecurities_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_ScheduleOfHeldToMaturitySecurities_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_ScheduleOfHeldToMaturitySecuritiesByContractualMaturity" xlink:to="kins_ScheduleOfHeldToMaturitySecuritiesByContractualMaturity_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_ScheduleOfHeldToMaturitySecuritiesByContractualMaturity_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_ScheduleOfInvestmentIncome" xlink:to="kins_ScheduleOfInvestmentIncome_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_ScheduleOfInvestmentIncome_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_ScheduleOfSecuritiesWithRealizedGainsAndLossesOnInvestmentsTableTextBlock" xlink:to="kins_ScheduleOfSecuritiesWithRealizedGainsAndLossesOnInvestmentsTableTextBlock_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_ScheduleOfSecuritiesWithRealizedGainsAndLossesOnInvestmentsTableTextBlock_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_ScheduleOfEarnedPremiumsTextBlock" xlink:to="kins_ScheduleOfEarnedPremiumsTextBlock_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_ScheduleOfEarnedPremiumsTextBlock_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_ScheduleOfLossAndLossAdjustmentExpensesTextBlock" xlink:to="kins_ScheduleOfLossAndLossAdjustmentExpensesTextBlock_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_ScheduleOfLossAndLossAdjustmentExpensesTextBlock_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_ScheduleOfCedingCommissionRevenueTextBlock" xlink:to="kins_ScheduleOfCedingCommissionRevenueTextBlock_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_ScheduleOfCedingCommissionRevenueTextBlock_d">Custom Element.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_WeightedAverageAssumptions" xlink:to="kins_WeightedAverageAssumptions_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_WeightedAverageAssumptions_d">Custom Element</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_StockBasedCompensations" xlink:to="kins_StockBasedCompensations_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_StockBasedCompensations_d">Amount of noncash expense for share-based payment arrangement.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_NetGainsOnInvestments" xlink:to="kins_NetGainsOnInvestments_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_NetGainsOnInvestments_d">The net realized gains or losses on investments during the period, not including gains or losses on securities separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" xlink:from="kins_RemainingLeaseTermInYears" xlink:to="kins_RemainingLeaseTermInYears_d" />
    <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" xlink:label="kins_RemainingLeaseTermInYears_d">Weighted average remaining lease term for operating lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.</link:label>
  </link:labelLink>
</link:linkbase>
